3197 Summit Ridge Ter, Chico, CA 95928 Property Records

Butte County property record for 3197 Summit Ridge Ter, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,058 sqft · built 2005
Lot Size0.76 acres (33,106 sqft)
OwnerCompany Name on File
Last Sale$875,000 (Jun 2011)
Tax Bill$12,839 (2025)
Flood ZoneZone X (minimal risk)
APN018-120-030-000

Property Details

APN / Parcel Number

Primary APN018-120-030-000
Alternative APNs
  • 011870030000
  • 018-120-030

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area5,058 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Foundation TypeNo Foundation
Lot Area33,106 sqft (0.76 acres)
Garage TypeAttached
Garage Area1,106 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number018-120-030
Street Address3197 SUMMIT RIDGE TER, TE
CityCHICO
StateCA
Zip95928-7383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 THE VIEWS PHASE 1
Legal SubdivisionTHE VIEWS PH 1
Legal Lot Number5
JurisdictionBUTTE CA
Township / Civil DivisionPARADISE
Census Block Group3
Census Block3001
Census Tract1602

Owner

3197 Summit Ridge Ter is owned by a company that acquired it in December 2012 and is owner-occupied.

Source: Butte County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address3197 SUMMIT RIDGE TER, CHICO, CA 95928-7383
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2011 · Amount on File
Deed SaleJun 16, 2011 · Amount on File
Deed Document Number201119538
Last Transfer DateDec 26, 2012
Transfer Doc0000050730
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3197 Summit Ridge Ter was $12,839 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,143,439 (+2%) Land $261,354 Building $882,085
2025$12,839.00 Homeowner's exemption$1,121,020 Land $256,230 Building $864,790
2024$1,672,740
2023$11,915.00 (+1.62%) Homeowner's exemption$1,077,491 Land $246,281 Building $831,210
2022$11,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3197 Summit Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3197 Summit Ridge Ter is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
400 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Summit Ridge Ter

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