3189 Summit Ridge Ter, Chico, CA 95928 Property Records

Butte County property record for 3189 Summit Ridge Ter, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,204 sqft · built 2021
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on File
Last Sale	$1,100,000 (Dec 2021)
Tax Bill	$14,602 (2025)
Deeds & Mortgages	May 2022 Transfer Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-120-031-000`

Property Details

APN / Parcel Number

Primary APN	`018-120-031-000`
Alternative APNs	`011870031000` `018-120-031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,204 sqft Living Area
1st Floor Area	3,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	1,027 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	018-120-031
Street Address	3189 SUMMIT RIDGE TER, TE
City	CHICO
State	CA
Zip	95928-7383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 THE VIEWS PHASE 1
Legal Subdivision	THE VIEWS PH 1
Legal Lot Number	6
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	3
Census Block	3001
Census Tract	1602

Owner

3189 Summit Ridge Ter is held in a trust since February 2022.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Intrafamily Transfer, Transfer
Dec 15, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2021	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO
Nov 2, 2020	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
May 3, 2019	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	202153820
Last Transfer Date	Feb 28, 2022
Transfer Doc	0000016121
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	May 6, 2022
Property Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000016121
Map Reference	MB 156 PG 98-100
Instrument Date	Feb 28, 2022
Instrument	2022-0016121
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 15, 2021
Property Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000053820
Map Reference	MB 156 PG 98-100
Instrument Date	Dec 13, 2021
Instrument	2021-0053820
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383

Mortgage

Document Number	0000053821
Date	Dec 15, 2021
Instrument	2021-0053821

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 23, 2021
Property Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000051110
Map Reference	MB 156 PG 98-100
Instrument Date	Mar 24, 2021
Instrument	2021-0051110
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 SUMMIT RIDGE TER, CHICO, CA 95928-7383

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 2, 2020
Property Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000045643
Instrument Date	Oct 29, 2020
Instrument	45643
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 617 CHICO CA 959270617, CHICO, CA 95927-0617

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 3, 2019
Property Address	3189 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000022166
Instrument Date	May 1, 2019
Instrument	22166
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$248.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SUMMIT RIDGE TER CHICO CA 959287383, CHICO, CA 95928-7383

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,292,674 (+2%) Land $313,905 Building $978,769
2025	$14,602.00 (+16.93%)	$1,267,328 (+12.95%) Land $307,750 Building $959,578
2024			$1,057,230
2023	$12,488.00 (+1.6%)	$1,122,000 Land $295,800 Building $826,200
2022	$12,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3189 Summit Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3189 Summit Ridge Ter is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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