3197 Reamer Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3197 Reamer Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Trust Names on Record
Last Sale	$239,900 (Nov 2003)
Tax Bill	$4,397 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`017-036-014-40`

Property Details

APN / Parcel Number

Primary APN	`017-036-014-40`

Interior

Flooring	Carpet

Exterior

Lot Area	91,476 sqft (2.1 acres)

Location & Zoning

Street Address	3197 REAMER RD
City	LAPEER
State	MI
Zip	48446-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 6 2003 SPLIT T8N R9E SEC 36 COM AT THE E 1/4 COR OF SEC 36; TH W 1932 FT TO POB; TH S 380.52 FT; TH W 247.11 FT; TH N
Legal Range	09E
Legal Township	08N
Legal Section	36
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1008
Census Tract	334500

Owner

Source: Lapeer County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3197 REAMER RD, LAPEER, MI 48446-7711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2003 · Amount on Record
Deed Sale	Nov 14, 2003 · Amount on Record
Prior Sale	Jun 4, 2003 · Amount on Record
Deed Book / Page	1831 / 107
Last Transfer Date	Feb 14, 2008
Transfer Doc	0023170875
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Dec 16, 2022
Property Address	3197 REAMER RD, LAPEER, MI 48446-7711
Document Number	0033310367
Book / Page	3331 / 367
Instrument Date	Oct 1, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3197 REAMER RD, LAPEER, MI 48446-7711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 REAMER RD, LAPEER, MI 48446-7711

Mortgage

Document Number	0003331368
Date	Dec 16, 2022
Instrument	3331/368

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Oct 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,300 (+20.82%)	$488,600 (+20.82%)
2024	$4,397.00 (+10.98%)
2023		$202,200	$404,400
2022	$3,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20