3114 Reamer Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3114 Reamer Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Last Sale$113,328 (Feb 2011)
Tax Bill$2,823 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-600-010-00

Property Details

APN / Parcel Number

Primary APN017-600-010-00

Interior

FlooringCarpet

Exterior

Lot Area46,609 sqft (1.07 acres)

Location & Zoning

Street Address3114 REAMER RD
CityLAPEER
StateMI
Zip48446-7711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHFIELD SUB LOT 10 AND COM FROM NE COR OF LOT 10, THN 0 DEFG 16' W 152 FT TH N 89 DEG 46' W TO A PT ON A LINE RUNNING S 0
Legal SubdivisionSMITHFIELD SUB
Legal Lot Number10
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group1
Census Block1006
Census Tract334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3114 REAMER RD, LAPEER, MI 48446-7711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
DORT FIN'L CU
Jan 21, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2011 · Amount on Record
Deed SaleFeb 16, 2011 · Amount on Record
Prior SaleAug 6, 2001 · Amount on Record
Deed Book / Page2487 / 294
Prior Transfer DateFeb 9, 2011
Prior Transfer Doc0024870294
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Recording DateAug 11, 2026
Property Address3114 REAMER RD, LAPEER, MI 48446-7711
Document Number3537000243
Book / Page3537 / 243
Instrument DateMay 27, 2026
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3114 REAMER RD, LAPEER, MI 48446-7711

Mortgage

Document Number3537000243,
DateAug 11, 2026
Book Page3537/243
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueJun 1, 2036
Interest
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address3114 REAMER RD, LAPEER, MI 48446-7711
Document Number0030890436
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3114 REAMER RD LAPEER MI 484467711, LAPEER, MI 48446-7711

Mortgage

Document Number0030890436
DateMar 30, 2020
Book Page003089/000436
Lender
NameDORT FIN'L CU
AddressGRAND BLANC, MI 48439
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 29, 2040

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address3114 REAMER RD, LAPEER, MI 48446-7711
Document Number0028770343
Book / Page002877 / 000343
Instrument DateJan 21, 2017
Transaction TypeMortgage
Record UpdatedJul 6, 2017
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3114 REAMER RD LAPEER MI 484467711, LAPEER, MI 48446-7711

Mortgage

Document Number0028770343
DateFeb 13, 2017
Book Page002877/000343
Lender
NameUS BK
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,800 (+23.08%)$569,600 (+23.08%)
2025$2,823.00 (+16.7%)
2023$231,400$462,800
2022$2,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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