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3197 Gardenia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3197 Gardenia Dr, Hernando Beach, FL 34607 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage1,924 sqft Living Area
Lot Size7,262 sqft (0.167 acres)
OccupancyOwner Occupied
Last Sale$689,000 (2022)
Tax Bill$8,011.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2350-1120-0250
Alternative APNs
  • 00169356
  • 169356

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,924 sqft Living Area
Gross Area3,808 sqft Gross Area
1st Floor1,318 sqft 1st Floor
Upper Floors610 sqft Upper Floors
Stories3 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,262 sqft (0.167 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area1,272 sqft Garage

Exterior Amenities

Pool Area320 sqft Pool
Deck Area80 sqft Deck
Patio Area832 sqft Patio
Porch Area465 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00169356
Street Address3197 GARDENIA DR
CityHERNANDO BEACH
StateFL
Zip34607-3524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 12 BLOCK 112 LOT 25
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 12
Legal Block112
Legal Lot Number25
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1032
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2350-1120-0250

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 CASSATA CT, WEST BABYLON, NY 11704-6929
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2022Warranty Deed, Transfer
TROPIC TITLE SERVICES
Oct 29, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Aug 13, 2019Warranty Deed, Transfer
SOUTHEAST TITLE/THE SUNCOAST
Jun 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2022 · Amount on Record
Deed SaleJun 08, 2022 · Amount on Record
Prior SaleAug 13, 2019 · Amount on Record
Deed Doc Number202244887
Deed Book / Page4182 / 86
Prior Transfer DateJun 22, 2017
Prior Transfer Doc0034821008
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 08, 2022
Property Address3197 GARDENIA DR, HERNANDO BEACH, FL 34607-3524
Document Number0041820086
Book / Page4182 / 86
Map ReferenceMB 9 PG 16&16A
Instrument DateJun 08, 2022
Instrument2022044887
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyTROPIC TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$4,823.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16122 CEDAR KEY DR, 16122, WIMAUMA, FL 33598-4083

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CASSATA CT, WEST BABYLON, NY 11704-6929

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3197 GARDENIA DR, HERNANDO BEACH, FL 34607-3524
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037671809
DateOct 29, 2019
Book Page3767/1809
Instrument2019068439
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 13, 2019
Property Address3197 GARDENIA DR, HERNANDO BEACH, FL 34607-3524
Document Number0037390481
Book / Page003739 / 000481
Instrument DateAug 06, 2019
Instrument50640
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanySOUTHEAST TITLE/THE SUNCOAST

Transaction

AmountAmount Recorded
Tax$2,625.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3197 GARDENIA DR HERNANDO BEACH FL 346073524, HERNANDO BEACH, FL 34607-3524

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJun 27, 2017
Property Address3197 GARDENIA DR, HERNANDO BEACH, FL 34607-3524
Document Number0034821008
Book / Page003482 / 001008
Instrument DateJun 22, 2017
Instrument36315
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3197 GARDENIA DR HERNANDO BEACH FL 346073524, HERNANDO BEACH, FL 34607-3524

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,011.00 (+6.01%) Homeowner's exemption Disabled Person's exemption$570,786 (+5.28%) Land $127,109 Building $443,677$570,786 (+5.28%) Land $127,109 Building $443,677
2023$542,170 (+60.61%) Land $151,846 Building $390,324
2022$7,557.00 Homeowner's exemption$337,561$542,170 Land $109,680 Building $432,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes

Wildfire

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 208 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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