3197 Carter Cir, Chipley, FL 32428 Property Records

Washington County property record for 3197 Carter Cir, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,216 sqft · built 1990
Lot Size59.2 acres (2,582,237 sqft)
Owner2 Individual Names on Record
Tax Bill$447 (2025)
Flood ZoneZone X (minimal risk)
APN000031080000

Property Details

APN / Parcel Number

Primary APN000031080000
Alternative APN
  • 31080000

Interior

Full Baths2 Baths
Building Area1,216 sqft Heated Area
Gross Area1,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,582,237 sqft (59.2 acres)
PorchOpen Porch
Porch Area164 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031080000
Street Address3197 CARTER CIR
CityCHIPLEY
StateFL
Zip32428-3423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18 1 14 59.28 ORB 1032 P 36 BEG NWC OF SW4 OF NW4, E 595.2 5' TO NWC TO POB, E 244.75', S 330', N 60?00' W 42.5', N 76? 00' W
Legal Range14W
Legal Township01N
Legal Section18
Legal Block3108
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1021
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3197 CARTER CIR, CHIPLEY, FL 32428-3423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleJan 4, 2008
Last Transfer DateSep 29, 2015
Transfer Doc0067005417
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$447.00 (+5.92%) Homeowner's exemption$68,972 (+2.53%)$248,239 (+7.26%)
2024$422.00 (+0.24%) Homeowner's exemption$67,273 (+2.6%)$231,434 (+4.05%)
2023$421.00 (+1.2%) Homeowner's exemption$65,567 (+2.59%)$222,424 (+10.01%)
2022$416.00 Homeowner's exemption$63,910$202,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Carter Cir

Nearby Streets

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