3190 Carter Cir, Chipley, FL 32428 Property Records

Washington County property record for 3190 Carter Cir, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,344 sqft · built 1996
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2024)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000031070103`

Property Details

APN / Parcel Number

Primary APN	`000031070103`
Alternative APN	`31070104`

Interior

Full Baths	2 Baths
Building Area	1,344 sqft Heated Area
Gross Area	1,608 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2015
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000031070103
Street Address	3190 CARTER CIR
City	CHIPLEY
State	FL
Zip	32428-3422
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	18 1 14 2.29 ORB 1314 P 350, LOTS 4 & 5, BELLE AIRE ESTATES REC PLAT.
Legal Range	14W
Legal Township	01N
Legal Section	18
Legal Subdivision	BELLE AIRE ESTATES
Legal Block	3107
Legal Lot Number	4-5 4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1040
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3190 CARTER CIR, CHIPLEY, FL 32428-3422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	202467006410
Deed Book / Page	1314 / 350
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 29, 2024
Property Address	3190 CARTER CIR, CHIPLEY, FL 32428-3422
Document Number	0067006410
Book / Page	1314 / 350
Map Reference	MB 3 PGS 173
Instrument Date	Aug 28, 2024
Instrument	202467006410
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 FAINT TRL, CHIPLEY, FL 32428-8406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 CARTER CIR, CHIPLEY, FL 32428-3422

Mortgage

Document Number	0000000352
Date	Aug 29, 2024
Instrument	1314/352

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (+39.41%)	$173,948 (+30.14%) Land $17,175 Building $156,773	$173,948 (+30.14%) Land $17,175 Building $156,773
2024	$1,728.00 (+11.2%)	$133,663 (+17.39%) Land $17,175 Building $116,488	$133,663 (+17.39%) Land $17,175 Building $116,488
2023	$1,554.00 (+6.51%)	$113,863 (+7.33%) Land $16,030 Building $97,833	$113,863 (+7.33%) Land $16,030 Building $97,833
2022	$1,459.00	$106,085 Land $16,030 Building $90,055	$106,085 Land $16,030 Building $90,055

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6