3196 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3196 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,032 sqft · built 2009
Lot Size	0.212 acres (9,274 sqft)
Owner	Owner Name on Record
Last Sale	$170,900 (Aug 2010)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-18-180-020-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-180-020-0`
Alternative APNs	`1718180020` `2636058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,032 sqft Living Area
2nd Floor Area	864 sqft

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,274 sqft (0.212 acres)
Garage Type	Attached
Garage Area	152 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2636058
Old Parcel Number	1718180020
Street Address	3196 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 #78
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	180
Legal Lot Number	78
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3196 SHADOW RIDGE CT, MORROW, OH 45152-8019
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2010 · Amount on Record
Deed Sale	Aug 3, 2010 · Amount on Record
Prior Sale	Jul 7, 2009 · Amount on Record
Deed Document Number	0051250727
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3196 SHADOW RIDGE CT, MORROW, OH 45152-8019
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021302
Date	May 5, 2021
Instrument	2021-021302

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3196 SHADOW RIDGE CT, MORROW, OH 45152-8019
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021021302
Date	May 5, 2021
Instrument	2021-021302

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,525.00 (+19.55%)	$100,720 (+34.2%) Land $28,000 Building $72,720	$287,770 (+34.2%) Land $80,000 Building $207,770
2023	$3,785.00 (+3.02%) Homeowner's exemption	$75,051 (-) Land $15,820 Building $59,231
2022	$3,674.00 Homeowner's exemption	$75,051 Land $15,820 Building $59,231	$214,430 (-) Land $45,200 Building $169,230
2021			$214,430 Land $45,200 Building $169,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Bresco Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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