3184 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3184 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,088 sqft · built 2006
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Jul 2015)
Tax Bill	$4,571 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-18-180-018-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-180-018-0`
Alternative APNs	`1718180018` `2636056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	2,088 sqft Living Area
2nd Floor Area	892 sqft

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,100 sqft (0.208 acres)
Garage Type	Attached
Garage Area	152 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	126 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2636056
Old Parcel Number	1718180018
Street Address	3184 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 #76
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	180
Legal Lot Number	76
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3184 SHADOW RIDGE CT, MORROW, OH 45152-8019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Sep 6, 2006 · Amount on Record
Deed Document Number	0000020786
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3184 SHADOW RIDGE CT, MORROW, OH 45152-8019
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 SHADOW RIDGE CT, MORROW, OH 45152-8019

Mortgage

Document Number	0000003424
Date	Feb 20, 2024
Instrument	2024-003424

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	8763 UNION CENTRE BLVD, WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 31, 2039

Interest

Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3184 SHADOW RIDGE CT, MORROW, OH 45152-8019
Document Number	0000032126
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3184 SHADOW RIDGE CT MORROW OH 451528019, MORROW, OH 45152-8019

Mortgage

Document Number	0000032126
Date	Aug 24, 2020
Instrument	32126

Lender

Name	WESBANCO BK
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,571.00 (+19.44%)	$101,756 (+34.09%) Land $28,000 Building $73,756	$290,730 (+34.09%) Land $80,000 Building $210,730
2023	$3,827.00 (+2.99%) Homeowner's exemption	$75,887 (-) Land $15,820 Building $60,067
2022	$3,716.00 Homeowner's exemption	$75,887 Land $15,820 Building $60,067	$216,820 (-) Land $45,200 Building $171,620
2021			$216,820 Land $45,200 Building $171,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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