Hardin County property record for 3196 Deckard School Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,904 sqft · built 2002 |
| Lot Size | 0.757 acres (33,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Mar 2009) |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-00-09-004 |
| Primary APN | 162-00-09-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Attic Area | 365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Frame/Masonry |
| Lot Area | 33,018 sqft (0.757 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 212 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3196 DECKARD SCHOOL RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL RIDGE LT4 |
| Legal Subdivision | CRYSTAL RIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 902 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3196 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2009 · Amount on Record |
| Deed Sale | Mar 23, 2009 · Amount on Record |
| Prior Sale | Jun 17, 2005 · Amount on Record |
| Deed Document Number | 0001289677 |
| Deed Book / Page | 1289 / 677 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 3196 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2402/298 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 2402/298 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 3196 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2329/765 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 2329/765 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 1, 2035 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,374.00 (+35.5%) | $249,900 (+38.83%) Land $22,900 Building $227,000 | $249,900 (+38.83%) Land $22,900 Building $227,000 |
| 2023 | $180,000 Land $22,900 Building $157,100 | $180,000 Land $22,900 Building $157,100 | |
| 2021 | $1,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
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