Hardin County property record for 3176 Deckard School Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,452 sqft · built 2002 |
| Lot Size | 0.757 acres (33,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Nov 2004) |
| Tax Bill | $2,392 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-00-09-005 |
| Primary APN | 162-00-09-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| Attic Area | 194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Frame/Masonry |
| Lot Area | 33,018 sqft (0.757 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Patio Area | 140 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3176 DECKARD SCHOOL RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL RIDGE LT5 |
| Legal Subdivision | CRYSTAL RIDGE |
| Legal Lot Number | 5 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 902 |
3176 Deckard School Rd is owned and occupied by two individuals who bought it in November 2004.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3176 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2004 · Amount on File |
| Deed Sale | Nov 12, 2004 · Amount on File |
| Deed Document Number | 0000113515 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 3176 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 2322/539 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 2322/539 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 3176 Deckard School Rd was $2,392.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,392.00 | $251,900 Land $22,900 Building $229,000 | $251,900 Land $22,900 Building $229,000 |
| 2023 | $182,800 Land $22,900 Building $159,900 | $182,800 Land $22,900 Building $159,900 | |
| 2021 | $1,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3176 Deckard School Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3176 Deckard School Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
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