Pinellas County property record for 3196 138th Pl, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,169 sqft · built 1986 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,000 (Jun 2003) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-7238-3 |
| Primary APN | C62-000-748-7238-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,169 sqft Living Area |
| Gross Area | 1,543 sqft |
| 1st Floor Area | 1,169 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| View / Lot | Commercial |
| Garage Type | Attached |
| Garage Area | 344 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R6485 |
|---|---|
| Street Address | 3196 138TH PL |
| City | LARGO |
| State | FL |
| Zip | 33771-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINES ESTATES PHASE III LOT 162 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 1 |
| Legal Subdivision | TALL PINES ESTATES |
| Legal Phase | 3 |
| Legal Tract | 89025 |
| Legal Lot Number | 162 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 25411 |
Source: Pinellas County records · APN C62-000-748-7238-3
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3196 138TH PL, LARGO, FL 33771-3833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 26, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| May 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2003 · Amount on Record |
| Deed Sale | Jun 05, 2003 · Amount on Record |
| Deed Document Number | 2003230342 |
| Deed Book / Page | 12800 / 1314 |
| Last Transfer Date | May 18, 2020 |
| Transfer Doc | 0210140260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3196 138TH PL, LARGO, FL 33771-3833 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3196 1381H PL, LARGO, FL 33771 |
| Document Number | 0222311290 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 22231/1290 |
| Instrument | 2022302016 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 26, 2021 |
| Property Address | 3196 138TH PL, LARGO, FL 33771-3833 |
| Document Number | 0214540638 |
| Book / Page | 21454 / 638 |
| Map Reference | MB 94 PG 90 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021098223 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9755 119TH WAY, 9755, SEMINOLE, FL 33772-2628 |
| Name | Verified Name |
|---|---|
| Address | 3196 138TH PL, LARGO, FL 33771-3833 |
| Document Number | 0021454640 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 21454/640 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 27, 2020 |
| Property Address | 3196 138TH PL, LARGO, FL 33771-3833 |
| Document Number | 0210140260 |
| Book / Page | 021014 / 000260 |
| Instrument Date | May 18, 2020 |
| Instrument | 160934 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9755 119TH WAY SEMINOLE FL 337722628, SEMINOLE, FL 33772-2628 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 (+6.16%) Homeowner's exemption | $171,135 (+5.99%) | $294,986 (+9.49%) Land $101,247 Building $193,739 |
| 2024 | $2,306.00 (+2.22%) | ||
| 2023 | $2,256.00 (+3.49%) Homeowner's exemption | $161,468 (+3%) | $269,429 (+16.82%) Land $117,845 Building $151,584 |
| 2022 | $2,180.00 Homeowner's exemption | $156,765 | $230,639 Land $108,143 Building $122,496 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030254111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | May 1982 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 266 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures