3178 138th Pl, Largo, FL 33771 Property Records

Pinellas County property record for 3178 138th Pl, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1986
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Feb 2020)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-7239-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-7239-1`
Alternative APNs	`01-30-15-89025-000-1630` `301501890250001630` `153001890250001630` `R6486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,718 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
View / Lot	Commercial
Garage Type	Attached
Garage Area	344 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R6486
Street Address	3178 138TH PL
City	LARGO
State	FL
Zip	33771-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL PINES ESTATES PHASE III LOT 163
Legal Range	15E
Legal Township	30S
Legal Section	1
Legal Subdivision	TALL PINES ESTATES
Legal Phase	3
Legal Tract	89025
Legal Lot Number	163
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1018
Census Tract	25411

Owner

3178 138th Pl is owned and occupied by an individual who bought it in February 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3178 138TH PL, LARGO, FL 33771-3827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 24, 2019	Warranty Deed, Transfer · Conventional with PMI A+ PROPERTIES INC
Oct 15, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Prior Sale	Oct 24, 2019 · Amount on File
Deed Document Number	202065491
Deed Book / Page	20898 / 1512
Prior Transfer Date	Oct 10, 2011
Prior Transfer Doc	0173951738
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 26, 2020
Property Address	3178 138TH PL, LARGO, FL 33771-3827
Document Number	0208981512
Book / Page	020898 / 001512
Instrument Date	Feb 21, 2020
Instrument	65491
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 138TH PL LARGO FL 337713827, LARGO, FL 33771-3827

Mortgage

Document Number	208981514
Date	Feb 26, 2020
Book Page	020898/001514
Instrument	65492

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 24, 2019
Property Address	3178 138TH PL, LARGO, FL 33771-3827
Document Number	0207432626
Book / Page	020743 / 002626
Instrument Date	Oct 18, 2019
Instrument	342288
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6626 PARK STRAND DR APOLLO BEACH FL 335721547, APOLLO BEACH, FL 33572-1547

Mortgage

Document Number	207432628
Date	Oct 24, 2019
Book Page	020743/002628
Instrument	342289

Lender

Name	A+ PROPERTIES INC
Address	3901 N BOULEVARD, TAMPA, FL 33603-4627

Agreement

Type	Conventional with PMI
Amount	Amount on Record

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	3178 138TH PL, LARGO, FL 33771-3827
Document Number	0203170655
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3178 138TH PL LARGO FL 337713827, LARGO, FL 33771-3827

Mortgage

Document Number	0203170655
Date	Oct 30, 2018
Book Page	020317/000655
Instrument	349078

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3178 138th Pl was $3,628 with a homeowner's exemption, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+5.8%) Homeowner's exemption	$233,289	$329,935 Land $105,143 Building $224,792
2024	$3,429.00 (+1.9%)
2023	$3,365.00 (+3.13%) Homeowner's exemption	$220,111 (+3%)	$298,252 (+18.95%) Land $123,751 Building $174,501
2022	$3,263.00 Homeowner's exemption	$213,700	$250,745 Land $112,881 Building $137,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3178 138th Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	May 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3178 138th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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