St. Joseph County property record for 31958 Decker Rd, Colon, MI 49040 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Square Footage | 1,540 sqft Building Perimeter |
| Lot Size | 54,194 sqft (1.24 acres) |
| Garage | 624 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $175,500 (2018) |
| Tax Bill | $1,065.00 (2025) |
| Primary APN | 002-022-011-35 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,540 sqft Building Perimeter |
| 1st Floor | 1,540 sqft 1st Floor |
| Basement Area | 1,540 sqft Basement |
| Unfinished Basement | 1,540 sqft Unfinished |
| Architectural Style | Ranch Style |
|---|---|
| Lot Area | 54,194 sqft (1.24 acres) |
| Garage Area | 624 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 31958 DECKER RD |
|---|---|
| City | COLON |
| State | MI |
| Zip | 49040-9771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR SEC 22 T6S R9W TH N 61D 31M 30S W ALG C/L DECKER RD 258.81 FT TH N 23D 28M 16S E 329.82 FT TH S 59D 40M E 109.5 |
| Legal Range | 09W |
| Legal Township | 06S |
| Legal Section | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | COLON |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 41302 |
Source: St. Joseph County records · APN 002-022-011-35
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| Oct 02, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Prior Sale | Jan 13, 2009 · Amount on Record |
| Deed Book / Page | 1933 / 554 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Investor | Possibly a Property Investor |
| Document Number | 2020001153 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020001153 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01854/0558 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 1854/0558 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Document Number | 2022003859 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022003859 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 21, 2022 |
| Property Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Document Number | 2022003921 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022003921 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 02, 2018 |
| Property Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Document Number | 01933/0554 |
| Book / Page | 1933 / 0554 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31958 DECKER RD, 31958, COLON, MI 49040-9771 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 31958 DECKER RD, COLON, MI 49040-9771 |
| Document Number | 0001933556 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 1933/556 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 67 Months |
| Due | May 18, 2024 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Colon Township |
| Unified School District | Colon Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,800 | $309,600 | |
| 2025 | $1,065.00 Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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