31908 Decker Rd, Colon, MI 49040 Property Records

St. Joseph County property record for 31908 Decker Rd, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 972 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Nov 2020)
Tax Bill	$712 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-220-005-00`

Property Details

APN / Parcel Number

Primary APN	`002-220-005-00`

Interior

Full Baths	1 Bath
Building Area	972 sqft Building Perimeter
1st Floor Area	972 sqft

Exterior

Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 69 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31908 DECKER RD
City	COLON
State	MI
Zip	49040-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WALTER'S GROVE SEC. 22 T6S R9W.
Legal Range	09W
Legal Township	06S
Legal Section	22
Legal Subdivision	WALTER'S GROVE
Legal Lot Number	5
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	3
Census Block	3037
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31908 DECKER RD, COLON, MI 49040-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	20207636
Prior Transfer Date	May 23, 2013
Prior Transfer Doc	1704/0990
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 18, 2020
Property Address	31908 DECKER RD, COLON, MI 49040-9771
Document Number	2020007636
Map Reference	LB 3 PG 91
Instrument Date	Nov 13, 2020
Instrument	2020007636
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$873.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31908 DECKER RD, 31908, COLON, MI 49040-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6241 BIRMINGHAM ST, CHICAGO RIDGE, IL 60415-1532

Mortgage

Date	Nov 18, 2020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 11, 2019
Property Address	31908 DECKER RD, COLON, MI 49040-9771
Document Number	01974/0385
Book / Page	1974 / 0385
Map Reference	LB 3 PG 91
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 N SWAN ST, 412, COLON, MI 49040-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2721 HEMLOCK AVE, PORTAGE, MI 49024-1157

Mortgage

Document Number	0001974387
Date	Sep 11, 2019
Instrument	1974/387

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (+13.1%)	$184,800 (+13.1%)
2025	$712.00	$81,700 Land $43,900 Building $37,800	$163,400 Land $87,800 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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