3195 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3195 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,231 sqft · built 1939
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Dec 2010)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0003-0045-00`

Property Details

APN / Parcel Number

Primary APN	`248-0003-0045-00`
Alternative APN	`88872052`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	399 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	110 ft deep x 160 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3195 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	WEST TOWER AVE 50.24 X 110.04 SWC WEST TOWER-WEST ST
Legal Subdivision	WILLIAM S P OSKMP
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	10900

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8055 CABINET CIR, CINCINNATI, OH 45244-2758
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2010 · Amount on File
Deed Sale	Dec 29, 2010 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	2010159335
Deed Book / Page	11616 / 1387
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	0000000562
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2017
Property Address	3195 W TOWER AVE, CINCINNATI, OH 45238-3451
Document Number	0000032965
Book / Page	13396 / 00541
Map Reference	DB 1611 PG 411
Instrument Date	Mar 29, 2017
Instrument	17-0032965
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3195 W TOWER AVE, CINCINNATI, OH 45238-3451
Investor	Possibly a Property Investor

Mortgage

Document Number	, 17-0032966
Date	Apr 14, 2017
Instrument	17-0032966

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,467.00 (+0.12%)	$38,203 (-) Land $6,384 Building $31,819	$109,150 (-) Land $18,240 Building $90,910
2024	$2,464.00 (-0.16%)	$38,203 (-) Land $6,384 Building $31,819
2023	$2,468.00 (+59.74%)	$38,203 (+79.85%) Land $6,384 Building $31,819	$109,150 (+79.85%) Land $18,240 Building $90,910
2022	$1,545.00	$21,242 Land $5,184 Building $16,058
2020			$60,690 Land $14,810 Building $45,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20