Hamilton County property record for 3192 W Tower Ave, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,055 sqft · built 1951 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,500 (Oct 2004) |
| Tax Bill | $2,463 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0023-00 |
| Primary APN | 248-0003-0023-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,055 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 1,055 sqft |
| Basement Area | 1,055 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,282 sqft (0.259 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3192 W TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | W TOWER AVE 49.19 X 135 IRR |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10900 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3192 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 29, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional with PMI EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2004 · Amount on Record |
| Deed Sale | Oct 21, 2004 · Amount on Record |
| Deed Document Number | 2004221557 |
| Deed Book / Page | 9761 / 2058 |
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 0000074535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 29, 2022 |
| Property Address | 3192 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Document Number | 0000074535 |
| Book / Page | 14719 / 1223 |
| Map Reference | MB 1611 PG 411 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-0074535 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3192 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Document Number | 0000074536 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-0074536 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3192 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Document Number | 0000100907 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3192 W TOWER AVE CINCINNATI OH 452383412, CINCINNATI, OH 45238-3412 |
| Document Number | 0000100907 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 013537/002431 |
| Instrument | 100907 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,463.00 (+3.1%) | $39,841 (-) Land $7,910 Building $31,931 | $113,830 (-) Land $22,600 Building $91,230 |
| 2024 | $2,389.00 (-2.17%) | $39,841 (-) Land $7,910 Building $31,931 | |
| 2023 | $2,442.00 (+38.51%) | $39,841 (+54.76%) Land $7,910 Building $31,931 | $113,830 (+54.77%) Land $22,600 Building $91,230 |
| 2022 | $1,763.00 Homeowner's exemption | $25,743 Land $6,423 Building $19,320 | |
| 2020 | $73,550 Land $18,350 Building $55,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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