3195 Stefani Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 3195 Stefani Rd, Cantonment, FL 32533

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jul 2026)
Tax Bill	$435 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`38-1N-31-4500-000-004`

Property Details

APN / Parcel Number

Primary APN	`38-1N-31-4500-000-004`
Alternative APN	`114600020`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	114600020
Street Address	3195 STEFANI RD
City	CANTONMENT
State	FL
Zip	32533-8340
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	LDR
Legal Description	LOT 4 ALSO BEG AT NW COR LT 4 S 00 DEG 05 MIN 45 SEC W ALG W LI LT 5 121 FT TO SW COR LT 4 N 89 DEG 57 MIN 37 SEC W 74 FT N 00 DEG 05 MIN 45 SEC E 121.08 FT S 89 DEG 54 MIN 15 SEC E 74 FT TO POB CABELA ESTATES S/D PB 18 P 94 OR 9072 P 295
Legal Range	31W
Legal Township	01N
Legal Section	38
Legal Subdivision	CABELA ESTATES
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2020
Census Tract	3611

Owner

Source: Escambia County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8868 BURNING TREE RD, PENSACOLA, FL 32514-5601
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage HARVESTERS FEDERAL CREDIT UNION
Nov 22, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	202655619
Deed Book / Page	9523 / 613
Prior Transfer Date	Nov 21, 2023
Prior Transfer Doc	0090720295
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 17, 2026
Property Address	3195 STEFANI RD, CANTONMENT, FL 32533-8340
Document Number	0000055619
Book / Page	9523 / 613
Instrument Date	Jul 1, 2026
Instrument	202655619
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	SURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8868 BURNING TREE RD, PENSACOLA, FL 32514-5601

Mortgage

Document Number	0000055620,
Date	Jul 17, 2026
Instrument	202655620

Lender

Name	HARVESTERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 22, 2023
Property Address	3195 STEFANI RD, CANTONMENT, FL 32533-8340
Document Number	0090720295
Book / Page	9072 / 295
Map Reference	MB 18 PG 94
Instrument Date	Nov 21, 2023
Instrument	2023093263
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	751 PENSACOLA BEACH BLVD # BLVD7D, BLVD7D, PENSACOLA BEACH, FL 32561-2079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 STEFANI RD, CANTONMENT, FL 32533-8340

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (+37.22%)	$35,178 (+70.04%) Land $35,178	$35,178 (+50.33%) Land $35,178
2024	$317.00 (+4.62%)
2023	$303.00 (+43.6%)	$20,688 (+20.98%)	$23,400 (+36.84%) Land $23,400
2022	$211.00	$17,100	$17,100 Land $17,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (1989–2020)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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