3190 Stefani Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 3190 Stefani Rd, Cantonment, FL 32533 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,725 sqft · built 2005
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2023)
Tax Bill	$3,847 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38-1N-31-4102-000-004`

Property Details

APN / Parcel Number

Primary APN	`38-1N-31-4102-000-004`
Alternative APN	`114571130`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,725 sqft Adjusted Area
1st Floor Area	2,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Finished
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	360 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114571130
Old Parcel Number	114571130
Street Address	3190 STEFANI RD
City	CANTONMENT
State	FL
Zip	32533-8339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT INTERSECT OF S LI OF SEC AND ELY R/W LI OF STEFANI RD (SR #489 66 FT R/W) N 2 DEG 12 MIN 15 SEC E ALG ELY R/W LI 1352
Legal Range	31W
Legal Township	01N
Legal Section	38
Legal Subdivision	SUBDIVISION NUMBER: 4102
Legal Block	4
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2019
Census Tract	3611

Owner

Source: Escambia County records · APN 38-1N-31-4102-000-004

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3190 STEFANI RD, CANTONMENT, FL 32533-8339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2023	Warranty Deed, Transfer · Conventional Mortgage GULF WINDS FCU
Jun 01, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Sep 01, 2017	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Feb 28, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2023 · Amount on Record
Deed Sale	May 01, 2023 · Amount on Record
Prior Sale	Jun 01, 2021 · Amount on Record
Deed Document Number	2023034372
Deed Book / Page	8970 / 430
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 01, 2023
Property Address	3190 STEFANI RD, CANTONMENT, FL 32533-8339
Document Number	0089700430
Book / Page	8970 / 430
Instrument Date	Apr 06, 2023
Instrument	2023034372
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 AIRPORT BLVD, PENSACOLA, FL 32503-7771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 STEFANI RD, CANTONMENT, FL 32533-8339

Mortgage

Document Number	0089700431
Date	May 01, 2023
Book Page	8970/431
Instrument	2023034373

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 01, 2021
Property Address	3190 STEFANI RD, CANTONMENT, FL 32533-8339
Document Number	0085420229
Book / Page	8542 / 229
Instrument Date	May 28, 2021
Instrument	2021059887
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3750 COUNTY ROAD 68, 3750, DOTHAN, AL 36305-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 AIRPORT BLVD, PENSACOLA, FL 32503-7771

Mortgage

Document Number	0085420230
Date	Jun 01, 2021
Book Page	8542/230
Instrument	2021059888

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3190 STEFANI RD, CANTONMENT, FL 32533-8339
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077710001
Date	Sep 01, 2017
Book Page	7771/0001
Instrument	2017068235

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 28, 2018
Property Address	3190 STEFANI RD, CANTONMENT, FL 32533-8339
Document Number	0078611582
Book / Page	007861 / 001582
Instrument Date	Feb 23, 2018
Instrument	16070
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3190 STEFANI RD CANTONMENT FL 325338339, CANTONMENT, FL 32533-8339

Mortgage

Document Number	78611583
Date	Feb 28, 2018
Book Page	007861/001583
Instrument	16071

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$337,945 (+6.9%)	$347,545 (+9.94%) Land $35,063 Building $312,482
2024	$3,847.00 (-10.91%)
2023	$4,318.00 (+6.75%)	$316,125 (+8.05%)	$316,125 (+8.05%) Land $22,500 Building $293,625
2022	$4,045.00	$292,577	$292,577 Land $22,500 Building $270,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Escambia County (12033C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120330036112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (1989–2020)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Georges, Sep 1998 · 2 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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