3194 Toler Crk, Harold, KY 41635 Property Records

Floyd County property record for 3194 Toler Crk, Harold, KY 41635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,560 sqft · built 1994
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2020)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`108-20-01-006.00`

Property Details

APN / Parcel Number

Primary APN	`108-20-01-006.00`
Alternative APN	`33257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,560 sqft Living Area

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	33257
Street Address	3194 TOLER CRK
City	HAROLD
State	KY
Zip	41635-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	FLOYD KY
Township / Civil Division	GRETHEL-TEABERRY
Census Block Group	1
Census Block	1014
Census Tract	920402

Owner

3194 Toler Crk is owned and occupied by an individual who bought it in January 2020.

Source: Floyd County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3194 TOLER CRK, HAROLD, KY 41635-8812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Deed Document Number	0000006531
Deed Book / Page	653 / 1
Record Updated	Jun 8, 2026

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLOYD KY
Recording Date	Jan 31, 2020
Property Address	3194 TOLER CRK, HAROLD, KY 41635-8812
Document Number	00000653/1
Book / Page	653 / 1
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3194 TOLER CRK, HAROLD, KY 41635-8812

Mortgage

Document Number	0000734470
Date	Jan 31, 2020
Instrument	734/470

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3194 Toler Crk was $1,920.

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00	$160,000 Land $25,000 Building $135,000	$160,000 Land $25,000 Building $135,000
2023	$1,934.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3194 Toler Crk in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3194 Toler Crk is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 93% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40
Starlink Satellite	280 / 30