3166 Toler Crk, Harold, KY 41635 Property Records

Floyd County property record for 3166 Toler Crk, Harold, KY 41635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,496 sqft · built 1960
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Last Sale	$184,800 (Mar 2026)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`108-20-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`108-20-01-005.00`
Alternative APN	`21253`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Foyer
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	130 ft deep x 140 ft wide
Garage Area	936 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	21253
Street Address	3166 TOLER CRK
City	HAROLD
State	KY
Zip	41635-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.42 ACRE
Legal Lot Number	1
Jurisdiction	FLOYD KY
Township / Civil Division	GRETHEL-TEABERRY
Census Block Group	1
Census Block	1014
Census Tract	920402

Owner

Source: Floyd County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11988 EXIT 5 PKWY, 4, FISHERS, IN 46037-8022
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 9, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES LLC
Aug 9, 2021	Warranty Deed, Transfer METRO TITLE LLC
Jan 8, 2020	Special Warranty Deed, Transfer · FHA Mortgage UNITED FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20261199772
Deed Book / Page	708 / 614
Prior Transfer Date	Dec 27, 2005
Prior Transfer Doc	000519/590
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD KY
Property Address	3166 TOLER CRK, HAROLD, KY 41635-8812
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 TOLER CRK, HAROLD, KY 41635-8812

Mortgage

Document Number	000796/115
Date	Feb 16, 2024
Book Page	796/115
Instrument	1189177

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD KY
Recording Date	Aug 9, 2021
Property Address	3166 TOLER CRK, HAROLD, KY 41635-8812
Document Number	000665/262
Book / Page	665 / 262
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3166 TOLER CRK, HAROLD, KY 41635-8812

Mortgage

Document Number	0000761422
Date	Aug 9, 2021
Instrument	761/422

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD KY
Recording Date	Aug 9, 2021
Property Address	3166 TOLER CRK, HAROLD, KY 41635-8812
Document Number	000665/258
Book / Page	665 / 258
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 TOLER CRK, HAROLD, KY 41635-8812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLOYD KY
Recording Date	Jan 8, 2020
Property Address	3166 TOLER CRK, HAROLD, KY 41635-8812
Document Number	0000651/82
Book / Page	651 / 82
Instrument Date	Dec 4, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 WOLFORD ST, PIKEVILLE, KY 41501-1286

Mortgage

Document Number	0000007341
Date	Jan 8, 2020
Instrument	734/1

Lender

Name	UNITED FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (-0.74%)	$190,000 (-) Land $20,000 Building $170,000	$190,000 (-) Land $20,000 Building $170,000
2023	$2,297.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 93% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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