San Bernardino County property record for 3194 E Orchard St, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3 ba · 2,681 sqft · built 2019 |
| Lot Size | 0.102 acres (4,459 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $602,000 (Nov 2019) |
| Tax Bill | $11,766 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-301-11-0000 |
| Primary APN | 1073-301-11-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,681 sqft Living Area |
| Gross Area | 3,141 sqft |
| 1st Floor Area | 1,223 sqft |
| 2nd Floor Area | 1,458 sqft |
| Family Room | Family Room |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 4,459 sqft (0.102 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 0218713110000 |
|---|---|
| Street Address | 3194 E ORCHARD ST |
| City | ONTARIO |
| State | CA |
| Zip | 91762-7315 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18068 LOT 51 BOOK 350 PAGE 1 AND INTEREST IN COMMON AREA AS DESCRIBED IN TRACT NO. 18068 |
| Legal Subdivision | TRACT NO 18068 |
| Legal Tract | 18068 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1908 |
3194 E Orchard St, a planned unit development, is owned and occupied by two individuals who bought it in November 2019.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3194 E ORCHARD ST, ONTARIO, CA 91762-7315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALG MORTGAGE INC |
| Nov 15, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Deed Document Number | 2019423876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3194 E ORCHARD ST, ONTARIO, CA 91762-7315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3194 E ORCHARD ST, ONTARIO, CA 91762-7315 |
| Document Number | 0000258336 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0258336 |
| Name | ALG MORTGAGE INC |
|---|---|
| Address | SHERMAN OAKS, CA 91403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 15, 2019 |
| Property Address | 3194 E ORCHARD ST, ONTARIO, CA 91762-7315 |
| Document Number | 0000423876 |
| Map Reference | MB 350 PG 1-6 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 2019-0423876 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3194 E ORCHARD ST, ONTARIO, CA 91762-7315 |
| Document Number | 0000423877 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-0423877 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.25% |
The 2025 property tax bill for 3194 E Orchard St was $11,766 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,514 (+2%) Land $234,259 Building $437,255 | |
| 2025 | $11,766.00 Homeowner's exemption | $658,347 Land $229,666 Building $428,681 |
| 2023 | $11,225.00 (+0.84%) Homeowner's exemption | $632,782 Land $220,748 Building $412,034 |
| 2022 | $11,131.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3194 E Orchard St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3194 E Orchard St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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