3189 E Orchard St, Ontario, CA 91762 Property Records

San Bernardino County property record for 3189 E Orchard St, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 2,494 sqft · built 2020
Lot Size0.175 acres (7,620 sqft)
Owner2 Individual Names on Record
Last Sale$675,909 (Oct 2020)
Tax Bill$12,846 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (reduced by levee)
APN1073-321-58-0000

Property Details

APN / Parcel Number

Primary APN1073-321-58-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,494 sqft Living Area
Gross Area3,087 sqft
1st Floor Area2,494 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area7,620 sqft (0.175 acres)
Garage TypeAttached
Garage Area593 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3189 E ORCHARD ST
CityONTARIO
StateCA
Zip91762-7342
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18067 LOT 58 BOOK 352 PAGE 79 AND INTEREST IN COMMON AREA
Legal Subdivision352M79-83
Legal Tract18067
Legal Block1
Legal Lot Number58
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1028
Census Tract1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3189 E ORCHARD ST, ONTARIO, CA 91762-7342
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Deed Document Number2020382824
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Recording DateMay 18, 2026
Property Address3189 E ORCHARD ST, ONTARIO, CA 91762-7342
Document Number0000125169
Instrument DateMay 2, 2026
Instrument2026125169
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3189 E ORCHARD ST, ONTARIO, CA 91762-7342
InvestorPossibly a Property Investor

Mortgage

Document Number0000125169,
DateMay 18, 2026
Instrument2026125169
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$746,353 (+2%) Land $259,459 Building $486,894
2025$12,846.00 (+5.02%)$731,719 (+4.04%) Land $254,372 Building $477,347
2023$12,232.00 (+0.86%)$703,305 Land $244,494 Building $458,811
2022$12,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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