31923 Eclipse Rd, Elkader, IA 52043 Property Records

Clayton County property record for 31923 Eclipse Rd, Elkader, IA 52043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,576 sqft · built 1900
Lot Size	0.802 acres (34,948 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Apr 2023)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1422361006`

Property Details

APN / Parcel Number

Primary APN	`1422361006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	468 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	34,948 sqft (0.802 acres)
Lot Dimensions	120 ft deep x 207 ft wide
Garage Type	Detached
Garage Area	1,988 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	544 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31923 ECLIPSE RD
City	ELKADER
State	IA
Zip	52043-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHAN LOTS 1 - 4 BLK E AND PT SW SW 22 92 5
Legal Block	E
Legal Lot Number	1-4
Jurisdiction	CLAYTON IA
Township / Civil Division	COX CREEK
Census Block Group	1
Census Block	1064
Census Tract	70600

Owner

Source: Clayton County records · APN 1422361006

Assessment roll updated November 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31923 ECLIPSE RD, ELKADER, IA 52043-8258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jun 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	2023983
Prior Transfer Date	May 13, 2017
Prior Transfer Doc	2017R01862
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	31923 ECLIPSE RD, ELKADER, IA 52043-8258
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R03988
Date	Sep 23, 2021
Instrument	2021R03988

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2031

Interest

Rate Type	Fixed Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Jun 12, 2017
Property Address	31923 ECLIPSE RD, ELKADER, IA 52043-8258
Document Number	2017R01862
Instrument Date	May 13, 2017
Instrument	2017R01862
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31923 ECLIPSE RD, ELKADER, IA 52043-8258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31923 ECLIPSE RD, ELKADER, IA 52043-8258

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated November 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	Central Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00	$179,602 (+19.15%) Land $12,925 Building $166,677	$179,602 (+19.15%) Land $12,925 Building $166,677
2024	$1,844.00 (+19.58%)
2023		$150,732 Land $11,239 Building $139,493	$150,732 Land $11,239 Building $139,493
2022	$1,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190430706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 20 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

No cell data coverage reported

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