31904 Eclipse Rd, Elkader, IA 52043 Property Records

Clayton County property record for 31904 Eclipse Rd, Elkader, IA 52043

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,976 sqft · built 1899
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Dec 2013)
Tax Bill	$344 (2024)
Deeds & Mortgages	Dec 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1422358001`

Property Details

APN / Parcel Number

Primary APN	`1422358001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	760 sqft
Basement Area	1,026 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31904 ECLIPSE RD
City	ELKADER
State	IA
Zip	52043-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHANS LOTS 1 & 2 BLK D
Legal Township	92
Legal Block	D
Legal Lot Number	1,2 2
Jurisdiction	CLAYTON IA
Township / Civil Division	COX CREEK
Census Block Group	1
Census Block	1070
Census Tract	70600

Owner

Source: Clayton County records · APN 1422358001

Assessment roll updated May 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	31904 ECLIPSE RD, ELKADER, IA 52043-8258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2013 · Amount on Record
Deed Sale	Dec 27, 2013 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	2013R04802
Last Transfer Date	Dec 29, 2022
Transfer Doc	2022R04626
Record Updated	Jun 08, 2026

December 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CLAYTON IA
Recording Date	Dec 29, 2022
Property Address	31904 ECLIPSE RD, ELKADER, IA 52043-8258
Document Number	2022R04626
Map Reference	PB 7 PG 32
Instrument Date	Dec 21, 2022
Instrument	2022R04626
Transaction Type	Foreclosure
Record Updated	Jan 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	519 WESTWOOD AVE, STRAWBERRY POINT, IA 52076-9417

Mortgage

Document Number	2022R04627
Date	Dec 29, 2022
Instrument	2022R04627

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	Central Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,449 (+19.95%) Land $6,831 Building $26,618	$33,449 (+19.95%) Land $6,831 Building $26,618
2024	$344.00 (+132.43%)
2023		$27,885 Land $5,940 Building $21,945	$27,885 Land $5,940 Building $21,945
2022	$148.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190430706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 1999 · 11 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 20 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Cell Coverage

No cell data coverage reported

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