3192 White Cir, Marina, CA 93933 Property Records

Monterey County property record for 3192 White Cir, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,682 sqft · built 1964
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2002)
Tax Bill	$6,722 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-442-003-000`

Property Details

APN / Parcel Number

Primary APN	`032-442-003-000`
Alternative APN	`032-442-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	7,300 sqft (0.168 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	032-442-003
Street Address	3192 WHITE CIR
City	MARINA
State	CA
Zip	93933-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 427 MARINA PALMS UNIT NO 2 LOT 3 BLK 2
Legal Subdivision	MARINA PALMS UNIT NO 2
Legal Tract	427
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1012
Census Tract	14302

Owner

3192 White Cir is owned and occupied by an individual who acquired it in November 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3192 WHITE CIR, MARINA, CA 93933-2730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 14, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2002 · Amount on File
Deed Sale	Sep 18, 2002 · Amount on File
Prior Sale	Jun 2, 1999 · Amount on File
Deed Document Number	200285884
Last Transfer Date	Nov 19, 2019
Transfer Doc	0000056603
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3192 WHITE CIR, MARINA, CA 93933-2730
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	TITLE 500 INC, TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 WHITE CIR, MARINA, CA 93933-2730

Mortgage

Document Number	0000016369
Date	Mar 4, 2021
Instrument	2021016369

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3192 WHITE CIR, MARINA, CA 93933-2730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052312
Date	Nov 14, 2018
Instrument	2018052312

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 27, 2019
Property Address	3192 WHITE CIR, MARINA, CA 93933-2730
Document Number	0000056603
Map Reference	VOL 7 PG 85
Instrument Date	Nov 19, 2019
Instrument	2019056603
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 WHITE CIR, MARINA, CA 93933-2730

Mortgage

Document Number	0000056604
Date	Nov 27, 2019
Instrument	2019056604

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3192 White Cir was $6,722.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Marina City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,921 (+2%) Land $280,686 Building $310,235
2025	$6,722.00	$579,335 Land $275,183 Building $304,152
2023	$6,185.00 (+1.44%)	$556,842 Land $264,499 Building $292,343
2022	$6,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3192 White Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3192 White Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Verizon.

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