3198 White Cir, Marina, CA 93933 Property Records

Monterey County property record for 3198 White Cir, Marina, CA 93933

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1966
Lot Size	0.164 acres (7,160 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Sep 1997)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2023 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-442-006-000`

Property Details

APN / Parcel Number

Primary APN	`032-442-006-000`
Alternative APN	`032-442-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	7,160 sqft (0.164 acres)
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	032-442-006
Street Address	3198 WHITE CIR
City	MARINA
State	CA
Zip	93933-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINA PALMS UNIT 3 TRACT 493 LOT 5
Legal Subdivision	MARINA PALMS UNIT 3
Legal Tract	493
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1012
Census Tract	14302

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3198 WHITE CIR, MARINA, CA 93933-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit ALL WESTERN MORTGAGE
Jan 31, 2023	Deed of Trust, Mortgage · Reverse Mortgage ZENTRH FINANCTAL & INSURANCE SOLUTIONS I
Sep 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 1997 · Amount on Record
Deed Sale	Sep 16, 1997 · Amount on Record
Prior Sale	May 29, 1997 · Amount on Record
Deed Document Number	199753552
Prior Transfer Date	May 23, 1997
Prior Transfer Doc	0000029911
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3198 WHITE CIR, MARINA, CA 93933-2730
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	NOT AVAILABLE, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 WHITE CIR, MARINA, CA 93933-2730

Mortgage

Document Number	0000013685
Date	Apr 19, 2024
Instrument	2024013685

Lender

Name	ALL WESTERN MORTGAGE
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89113

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3198 WHITE CIR, MARINA, CA 93933-2730
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 WHITE CIR, MARINA, CA 93933-2730

Mortgage

Document Number	0000002829
Date	Jan 31, 2023
Instrument	2023002829

Lender

Name	ZENTRH FINANCTAL & INSURANCE SOLUTIONS I
Type	Non-Lending Institution
Address	ANAHEIM, CA 92806

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	908 Months
Due	Sep 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	7.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 26, 2022
Property Address	3198 WHITE CIR, MARINA, CA 93933-2730
Document Number	0000039484
Map Reference	VOL 8 PG 60
Instrument Date	Sep 17, 2022
Instrument	2022039484
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 WHITE CIR, MARINA, CA 93933-2730

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Marina City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,391 (+2%) Land $105,850 Building $190,541
2025	$3,408.00 (+8.64%)	$290,580 (+4.04%) Land $103,775 Building $186,805
2023	$3,137.00 (+4.05%)	$279,299 Land $99,747 Building $179,552
2022	$3,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Verizon.

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