Saginaw County property record for 3192 N Thomas Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,320 sqft · built 1999 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $168,450 (Sep 2002) |
| Tax Bill | $3,614 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-10-3004-008 |
| Primary APN | 28-12-3-10-3004-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 180 ft deep x 119 ft wide |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3192 N THOMAS RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 119.5 FT OF S 1119 FT OF W 180 FT OF W 1/2 OF SW 1/4 0.49 ACRE SEC 10 T12N R3E ***NEW PARCEL 1/19/97 |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 10 |
| Legal Subdivision | SW4 S10T12NR3E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 12002 |
Source: Saginaw County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3192 N THOMAS RD, FREELAND, MI 48623-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 23, 2021 | Intrafamily Transfer, Transfer |
| Nov 23, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2002 · Amount on Record |
| Deed Sale | Sep 23, 2002 · Amount on Record |
| Prior Sale | Jul 1, 2002 · Amount on Record |
| Deed Document Number | 20027100431 |
| Deed Book / Page | 2230 / 1639 |
| Last Transfer Date | May 1, 2012 |
| Transfer Doc | 0000031376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 23, 2021 |
| Property Address | 3192 N THOMAS RD, FREELAND, MI 48623-8869 |
| Document Number | 2021037020 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021037020 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3192 N THOMAS RD, FREELAND, MI 48623-8869 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 23, 2021 |
| Property Address | 3192 N THOMAS RD, FREELAND, MI 48623-8869 |
| Document Number | 2021037019 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021037019 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3192 N THOMAS RD, FREELAND, MI 48623-8869 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,000 (+11.56%) | $274,000 (+11.56%) | |
| 2025 | $3,614.00 (+19.99%) Homeowner's exemption | $122,800 (+22.07%) | $245,600 (+22.07%) |
| 2023 | $100,600 | $201,200 | |
| 2022 | $3,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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