Saginaw County property record for 3159 N Thomas Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,424 sqft · built 1979 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Mar 2024) |
| Tax Bill | $3,201 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-4116-000 |
| Primary APN | 28-12-3-09-4116-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3159 N THOMAS RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 16 WINDING CREEK ESTATES PART OF SE 1/4 SEC 9 SEC 9 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Legal Subdivision | WINDING CREEK ESTATES |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 12002 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3159 N THOMAS RD, FREELAND, MI 48623-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 5, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | May 5, 2023 · Amount on Record |
| Deed Document Number | 20245100 |
| Prior Transfer Date | Jul 23, 2010 |
| Prior Transfer Doc | 0000030842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 20, 2024 |
| Property Address | 3159 N THOMAS RD, FREELAND, MI 48623-8869 |
| Document Number | 0000005100 |
| Map Reference | LB 21 OF PLS PG 4 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024005100 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | HOMELAND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6674, SAGINAW, MI 48608-6674 |
| Name | Verified Name |
|---|---|
| Address | 153 S BRABAW LN, MIDLAND, MI 48640-7371 |
| Document Number | 0000005101 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024005101 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 5, 2023 |
| Property Address | 3159 N THOMAS RD, FREELAND, MI 48623-8869 |
| Document Number | 0000011259 |
| Map Reference | LB 21 PG 4 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023011259 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $712.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3736 MACKINAW ST, SAGINAW, MI 48602-3316 |
| Name | Verified Name |
|---|---|
| Address | 7806 MADELINE ST, SAGINAW, MI 48609-4953 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,800 (+20.11%) | $169,600 (+20.11%) | |
| 2025 | $3,201.00 (+4.95%) Homeowner's exemption | ||
| 2023 | $70,600 | $141,200 | |
| 2022 | $3,050.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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