Kenton County property record for 3192 Manor Hill, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,235 sqft · built 2011 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Trust Name on File |
| Last Sale | $408,870 (Dec 2011) |
| Tax Bill | $5,484 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-01-171.00 |
| Primary APN | 061-00-01-171.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,235 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stone |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3192 MANOR HL |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANOR HILL SEC 7 LOT 171 |
| Legal Subdivision | MANOR HILL |
| Legal Phase | 7 |
| Legal Lot Number | 171 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 65800 |
Source: Kenton County records · APN 061-00-01-171.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3192 MANOR HL, LATONIA, KY 41015-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 04, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Jun 27, 2017 | Loan Modification, Mortgage HERITAGE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2011 · Amount on Record |
| Deed Sale | Dec 22, 2011 · Amount on Record |
| Prior Sale | Feb 08, 2011 · Amount on Record |
| Deed Document Number | 201112 22 059 00235 |
| Deed Book / Page | 2975 / 1 |
| Last Transfer Date | Feb 19, 2024 |
| Transfer Doc | 0005900081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 04, 2022 |
| Property Address | 3192 MANOR HL, COVINGTON, KY 41015-9568 |
| Document Number | 0005900184 |
| Book / Page | 140 / 212 |
| Map Reference | SL A-853 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 22010405900184 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3192 MANOR HILL, INDEPENDENCE, KY 41051 |
| Document Number | 0005900185 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 22010405900185 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3192 MANOR HL, COVINGTON, KY 41015-9568 |
| Document Number | 0000000010 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495 |
| Document Number | 0000000010 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 003994/000305 |
| Instrument | 10 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Term | 36 Months |
|---|---|
| Due | Sep 05, 2020 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,484.00 (-7.55%) | $471,600 (+0.32%) Land $65,000 Building $406,600 | $471,600 (+0.32%) Land $65,000 Building $406,600 |
| 2023 | $5,932.00 | $470,100 Land $35,000 Building $435,100 | $470,100 Land $35,000 Building $435,100 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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