Kenton County property record for 3188 Manor Hill, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,302 sqft · built 2007 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $393,000 (Nov 2014) |
| Tax Bill | $6,222 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-01-170.00 |
| Primary APN | 061-00-01-170.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,302 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3188 MANOR HL |
|---|---|
| City | LATONIA |
| State | KY |
| Zip | 41015-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANOR HILL SEC 1 LOT 170 |
| Legal Subdivision | MANOR HILL |
| Legal Phase | 1 |
| Legal Lot Number | 170 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3188 MANOR HL, LATONIA, KY 41015-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 27, 2017 | Loan Modification, Mortgage HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2014 · Amount on Record |
| Deed Sale | Nov 3, 2014 · Amount on Record |
| Prior Sale | Jul 24, 2014 · Amount on Record |
| Deed Document Number | 201411 03 059 00025 |
| Deed Book / Page | 3509 / 98 |
| Last Transfer Date | Aug 30, 2017 |
| Transfer Doc | 0000000221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3188 MANOR HL, COVINGTON, KY 41015-9568 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900071 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 268/752 |
| Instrument | 21090705900071 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 31, 2017 |
| Property Address | 3188 MANOR HL, COVINGTON, KY 41015-9568 |
| Document Number | 0000000221 |
| Book / Page | 003993 / 000199 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 221 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3188 MANOR HILL DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3188 MANOR HL, COVINGTON, KY 41015-9568 |
| Document Number | 0000000010 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495 |
| Document Number | 0000000010 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 003994/000305 |
| Instrument | 10 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Term | 36 Months |
|---|---|
| Due | Sep 5, 2020 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,000 (-) Land $65,000 Building $470,000 | $535,000 (-) Land $65,000 Building $470,000 | |
| 2025 | $6,222.00 (-7.84%) | $535,000 (-) Land $65,000 Building $470,000 | $535,000 (-) Land $65,000 Building $470,000 |
| 2023 | $6,751.00 | $535,000 Land $35,000 Building $500,000 | $535,000 Land $35,000 Building $500,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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