3192 FM 555, Gilmer, TX 75645 Property Records

Upshur County property record for 3192 FM 555, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	9,625 sqft · built 1986
Lot Size	3.94 acres (171,626 sqft)
Owner	2 Individual Names on File
Tax Bill	$802 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`119U-S02-000-020`

Property Details

APN / Parcel Number

Primary APN	`119U-S02-000-020`
Alternative APN	`50653`

Interior

Building Area	9,625 sqft Living Area

Exterior

Year Built	Built 1986
Lot Area	171,626 sqft (3.94 acres)

Location & Zoning

Account Number	119U-S02-000-020
Street Address	3192 FM 555
City	GILMER
State	TX
Zip	75645-6702
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A119 DENSON, SHEDRICK,TRACT 20, 3.94 ACRES & HOUSE
Legal Tract	20
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	2
Census Block	2022
Census Tract	950102

Owner

Source: Upshur County records · APN 119U-S02-000-020

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3192 FM 555, GILMER, TX 75645-6702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	3192 FM 555, GILMER, TX 75645-6702
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903104
Date	May 13, 2019
Instrument	201903104

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2034

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00 (-64.26%) Homeowner's exemption Senior Citizen's exemption	$305,040 (+13.15%) Land $29,180 Building $275,860	$305,040 (+13.15%) Land $29,180 Building $275,860
2023		$269,580 Land $23,370 Building $246,210	$269,580 Land $23,370 Building $246,210
2022	$2,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Etex Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BI COUNTY WSC 1 serves 12,777 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.