2749 FM 555, Gilmer, TX 75645 Property Records

Upshur County property record for 2749 FM 555, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	1 ba · 3,280 sqft · built 1978
Lot Size	22 acres (958,320 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Jun 2015)
Tax Bill	$2,850 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119U-S02-000-030`

Property Details

APN / Parcel Number

Primary APN	`119U-S02-000-030`
Alternative APN	`3408`

Interior

Full Baths	1 Bath
Building Area	3,280 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	958,320 sqft (22 acres)
Garage Type	Attached
Garage Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	119U-S02-000-030
Street Address	2749 FM 555
City	GILMER
State	TX
Zip	75645-6697
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A119 DENSON, SHEDRICK,TRACT 30, 22.0 ACRES & HOUSE
Legal Subdivision	SHEDRICK DENSON SURVEY A-119
Legal Tract	30
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	1
Census Block	1037
Census Tract	950101

Owner

2749 FM 555, a rural home, is owned and occupied by two individuals who bought it in June 2015.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2749 FM 555, GILMER, TX 75645-6697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Prior Sale	Nov 24, 2008 · Amount on File
Deed Document Number	20153315
Deed Book / Page	1197 / 509
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	001197/509
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	2749 FM 555, GILMER, TX 75645-6697
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2749 FM 555, GILMER, TX 75645-6697

Mortgage

Document Number	0202305111
Date	Aug 10, 2023
Instrument	202305111

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	470 Months
Due	Oct 1, 2062

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	2749 FM 555, GILMER, TX 75645-6697
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2749 555, GILMER, TX 75645

Mortgage

Document Number	0202209308
Date	Nov 4, 2022
Instrument	202209308

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2062

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	2749 FM 555, GILMER, TX 75645-6697
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2749 FM 555, GILMER, TX 75645-6697

Mortgage

Document Number	0202110276
Date	Dec 28, 2021
Instrument	202110276

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	283 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 2749 FM 555 was $2,850 with a homeowner's exemption, up 105.8% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+105.78%) Homeowner's exemption	$325,190 (+7.11%) Land $143,300 Building $181,890	$325,190 (+7.11%) Land $143,300 Building $181,890
2025	$1,385.00 Homeowner's exemption Additional exemption filed	$303,610 Land $118,870 Building $184,740	$303,610 Land $118,870 Building $184,740
2023		$163,262	$242,500 Land $80,550 Building $161,950
2022	$2,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2749 FM 555 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2749 FM 555 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 555

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures