31918 Pendley Rd, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 31918 Pendley Rd, Willowick, OH 44095 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 1956
Lot Size	0.141 acres (6,151 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jul 2019)
Tax Bill	$4,569 (2023)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-A-043-G-00-075-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-043-G-00-075-0`
Alternative APN	`J 166`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	784 sqft
Basement Area	580 sqft
Finished Basement	580 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	143 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	126 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31918 PENDLEY RD
City	WILLOWICK
State	OH
Zip	44095-3870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, 2, 3 & 9 TRACT 16 PART OF S/L 887 & 888
Legal Subdivision	BAYRIDGE SUBDIVISION
Legal Tract	16
Legal Block	1
Legal Lot Number	887
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1007
Census Tract	200300

Owner

Source: Lake County records · APN 28-A-043-G-00-075-0

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31918 PENDLEY RD, WILLOWICK, OH 44095-3870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 01, 2019	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Prior Sale	Sep 03, 2014 · Amount on Record
Deed Document Number	201914933
Prior Transfer Date	Jul 06, 2001
Prior Transfer Doc	0000042649
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	31918 PENDLEY RD, WILLOWICK, OH 44095-3870
Transaction Type	Mortgage
Record Updated	Mar 04, 2026
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003265
Date	Feb 19, 2026
Instrument	2026R003265

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	31918 PENDLEY RD, WILLOWICK, OH 44095-3870
Transaction Type	Mortgage
Record Updated	Aug 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31918 PENDLEY RD, WILLOWICK, OH 44095-3870

Mortgage

Document Number	0000020096
Date	Jul 19, 2022
Instrument	2022R020096

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Jun 28, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	31918 PENDLEY RD, WILLOWICK, OH 44095-3870
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006667
Date	Mar 04, 2022
Instrument	2022R006667

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	36148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Jul 01, 2019
Property Address	31918 PENDLEY RD, WILLOWICK, OH 44095-3870
Document Number	0000014933
Map Reference	VOL G PG 66
Instrument Date	Jun 28, 2019
Instrument	2019R014933
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	INGENUITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552

Mortgage

Document Number	0000014934
Date	Jul 01, 2019
Instrument	2019R014934

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,620 (+44.23%) Land $12,030 Building $51,590	$181,780 (+44.24%) Land $34,380 Building $147,400
2023	$4,569.00 (+43.54%) Homeowner's exemption	$44,110 (-) Land $10,440 Building $33,670
2022	$3,183.00 Homeowner's exemption	$44,110 Land $10,440 Building $33,670
2021			$126,030 Land $29,840 Building $96,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 661 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Pendley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures