31905 Pendley Rd, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 31905 Pendley Rd, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,104 sqft · built 1955
Lot Size	0.163 acres (7,105 sqft)
Owner	Individual on Record
Last Sale	$168,900 (Jun 2007)
Tax Bill	$7,190 (2023)
Deeds & Mortgages	Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-043-F-00-086-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-043-F-00-086-0`
Alternative APN	`J 143`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
1st Floor Area	528 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,105 sqft (0.163 acres)
Lot Dimensions	145 ft deep x 49 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	140 sqft
Balcony	Balcony
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	J 143
Street Address	31905 PENDLEY RD
City	WILLOWICK
State	OH
Zip	44095-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 1, 2, 3 & 9 TRACT 16 PART OF S/L 821 & 822
Legal Subdivision	BAYRIDGE SUBDIVISION
Legal Tract	16
Legal Lot Number	1-3,9 822
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1005
Census Tract	200300

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	31905 PENDLEY RD, WILLOWICK, OH 44095-3871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Prior Sale	Nov 5, 1997 · Amount on Record
Deed Document Number	2140
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	31905 PENDLEY RD, WILLOWICK, OH 44095-3871
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31905 PENDLEY RD, WILLOWICK, OH 44095-3871

Mortgage

Document Number	0000024362
Date	Dec 6, 2023
Instrument	2023R024362

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,190.00 (+44.32%) Homeowner's exemption	$69,410 (-) Land $11,020 Building $58,390
2022	$4,982.00 Homeowner's exemption	$69,410 Land $11,020 Building $58,390
2021			$198,320 Land $31,490 Building $166,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20