31912 Melson Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 31912 Melson Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2020)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-110874`

Property Details

APN / Parcel Number

Primary APN	`05-110874`
Alternative APN	`110874`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	110874
Street Address	31912 MELSON RD
City	DELMAR
State	MD
Zip	21875-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-1.0 AC 31912 MELSON ROAD WAYNE & BETTY LAYFIELD S
Legal Subdivision	WAYNE P & BETTY MAE LAYFIELD
Legal Lot Number	2
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3002
Census Tract	10603

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31912 MELSON RD, DELMAR, MD 21875-2066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Jul 22, 2020	Grant Deed, Transfer MERIDIAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	May 6, 2003 · Amount on Record
Deed Book / Page	4669 / 131
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0038530407
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31912 MELSON RD, DELMAR, MD 21875-2066
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31912 MELSON RD, DELMAR, MD 21875-2066

Mortgage

Document Number	0052540035
Date	May 18, 2023
Book Page	5254/35

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Jul 22, 2020
Property Address	31912 MELSON RD, DELMAR, MD 21875-2066
Document Number	0046690131
Book / Page	004669 / 000131
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	31912 MELSON RD DELMAR MD 218752066, DELMAR, MD 21875-2066

Mortgage

Document Number	46690139
Date	Jul 22, 2020
Book Page	004669/000139

Lender

Name	MERIDIAN BK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,800 (+10.17%)	$319,600 (+30.5%) Land $50,000 Building $269,600
2025	$2,317.00 (+13.63%)	$244,900 (+19.79%) Land $50,000 Building $194,900	$244,900 (-) Land $50,000 Building $194,900
2023	$2,039.00	$204,433	$244,900 Land $50,000 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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