31865 Melson Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 31865 Melson Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2008
Lot Size	0.555 acres (24,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2021)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-043557`

Property Details

APN / Parcel Number

Primary APN	`05-043557`
Alternative APN	`043557`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,171 sqft (0.555 acres)
Lot Dimensions	210 ft deep x 131 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	445 sqft
Patio Area	420 sqft
Balcony Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043557
Street Address	31865 MELSON RD
City	DELMAR
State	MD
Zip	21875-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL A L 1-24,171 SQFT 31865 MELSON RD W OF MELSON
Legal Block	A
Legal Lot Number	1
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3026
Census Tract	10603

Owner

Source: Wicomico County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31865 MELSON RD, DELMAR, MD 21875-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 14, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 22, 2017	Deed, Transfer · FHA Mortgage MNET MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Book / Page	4832 / 391
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31865 MELSON RD, DELMAR, MD 21875-2065
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047130482
Date	Oct 14, 2020
Book Page	4713/482

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jun 1, 2047

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 14, 2021
Property Address	31865 MELSON RD, DELMAR, MD 21875-2065
Document Number	0048320391
Book / Page	4832 / 391
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31865 MELSON RD, DELMAR, MD 21875-2065

Mortgage

Document Number	0004832399
Date	Apr 14, 2021
Instrument	4832/399

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	May 22, 2017
Property Address	31865 MELSON RD, DELMAR, MD 21875-2065
Document Number	0041700240
Book / Page	4170 / 240
Map Reference	LB JWTS723 FO468
Instrument Date	May 22, 2017
Instrument	4170-240
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31865 MELSON RD, DELMAR, MD 21875-2065

Mortgage

Document Number	4170246
Date	May 22, 2017
Instrument	4170-246

Lender

Name	MNET MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,067 (+36.18%)	$386,600 (+34.1%) Land $45,000 Building $341,600
2025	$2,694.00 (+14.59%)
2023	$2,351.00	$235,767	$288,300 Land $45,000 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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