3191 SE Hibiscus St, Stuart, FL 34997 Property Records

Martin County property record for 3191 SE Hibiscus St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1975
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2018)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-001-004-0027.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-001-004-0027.0-5-0000`
Alternative APNs	`54-38-41-001-004-00270-5` `43416`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,846 sqft (0.249 acres)
Porch	Enclosed Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43416
Street Address	3191 SE HIBISCUS ST
City	STUART
State	FL
Zip	34997-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 1 LOT 27 BLK 4 OR 349/2244
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	4
Legal Lot Number	27
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1005
Census Tract	1107

Owner

3191 SE Hibiscus St is owned and occupied by an individual who bought it in April 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3191 SE HIBISCUS ST, STUART, FL 34997-8535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · VA Mortgage PRIMELENDING
Apr 30, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Mar 12, 2015 · Amount on File
Deed Document Number	20182691904
Deed Book / Page	2989 / 1500
Prior Transfer Date	Aug 18, 2014
Prior Transfer Doc	0027352353
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3191 SE HIBISCUS ST, STUART, FL 34997-8535
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 SE HIBISCUS ST, STUART, FL 34997-8535

Mortgage

Document Number	0033360175
Date	Sep 15, 2022
Book Page	3336/175
Instrument	2980691

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 30, 2018
Property Address	3191 SE HIBISCUS ST, STUART, FL 34997-8535
Document Number	0029891500
Book / Page	002989 / 001500
Instrument Date	Apr 20, 2018
Instrument	2691904
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	MARINER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 SE HIBISCUS ST STUART FL 349978535, STUART, FL 34997-8535

Mortgage

Document Number	29891501
Date	Apr 30, 2018
Book Page	002989/001501
Instrument	2691905

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3191 SE Hibiscus St was $4,118 with a homeowner's exemption, down 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,118.00 (-0.31%) Homeowner's exemption	$234,357	$341,680 Land $125,000 Building $216,680
2024	$4,131.00 (+2.05%)
2023	$4,048.00 (+3.27%) Additional exemption filed	$221,120 (+3%)	$327,860 (+15.81%) Land $120,000 Building $207,860
2022	$3,920.00 Homeowner's exemption	$214,680	$283,090 Land $110,000 Building $173,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3191 SE Hibiscus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3191 SE Hibiscus St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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