3161 SE Hibiscus St, Stuart, FL 34997 Property Records

Martin County property record for 3161 SE Hibiscus St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,414 sqft · built 1989
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Dec 2003)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-001-004-0024.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-001-004-0024.0-2-0000`
Alternative APNs	`54-38-41-001-004-00240-2` `43413`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,414 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,803 sqft (0.248 acres)
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Concrete Masonry Porch
Porch Area	36 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43413
Street Address	3161 SE HIBISCUS ST
City	STUART
State	FL
Zip	34997-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 1 LOT 24 BLK 4
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	4
Legal Lot Number	24
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1005
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED FAITH MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Feb 4, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Feb 25, 2019	Deed of Trust, Mortgage · VA Mortgage COLUMBUS CAP LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2003 · Amount on Record
Deed Sale	Dec 2, 2003 · Amount on Record
Prior Sale	Mar 5, 1992 · Amount on Record
Deed Document Number	20031711531
Deed Book / Page	1843 / 2009
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Aug 10, 2026
Property Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535
Document Number	0003199584
Book / Page	3583 / 2175
Instrument Date	Jul 30, 2026
Instrument	20263199584
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535

Mortgage

Document Number	0003199584,
Date	Aug 10, 2026
Book Page	3583/2175
Instrument	20263199584

Lender

Name	UNITED FAITH MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535

Mortgage

Document Number	0032110258
Date	Mar 31, 2021
Book Page	3211/258
Instrument	2878283

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031090485
Date	Feb 4, 2020
Book Page	3109/0485
Instrument	2797998

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3161 SE HIBISCUS ST, STUART, FL 34997-8535
Document Number	0030450974
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 SE HIBISCUS ST STUART FL 349978535, STUART, FL 34997-8535

Mortgage

Document Number	0030450974
Date	Mar 7, 2019
Book Page	003045/000974
Instrument	2742587

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33176

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00 (+1.87%) Homeowner's exemption Veteran's exemption	$91,701 (+5.99%)	$291,570 (+4.09%) Land $125,000 Building $166,570
2024	$1,070.00 (+2.2%)
2023	$1,047.00 (+1.55%) Additional exemption filed	$86,522 (+3%)	$280,120 (+13.75%) Land $120,000 Building $160,120
2022	$1,031.00 Homeowner's exemption	$84,002	$246,250 Land $110,000 Building $136,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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