3191 Ridge Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 3191 Ridge Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-152-064-000`

Property Details

APN / Parcel Number

Primary APN	`004-152-064-000`
Alternative APNs	`00415264100` `0041526410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	1,632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3191 RIDGE CT
City	PLACERVILLE
State	CA
Zip	95667-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	PM 42/1/2
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	4
Census Block	4013
Census Tract	31200

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3191 RIDGE CT, PLACERVILLE, CA 95667-5814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 13, 2018	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 28, 1995
Transfer Doc	0000010319
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3191 RIDGE CT, PLACERVILLE, CA 95667-5814
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 RIDGE CT, PLACERVILLE, CA 95667-5814

Mortgage

Document Number	0000048733
Date	Sep 11, 2020
Instrument	2020-0048733

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3191 RIDGE CT, PLACERVILLE, CA 95667-5814
Document Number	0000048734
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 RIDGE CT PLACERVILLE CA 956675814, PLACERVILLE, CA 95667-5814

Mortgage

Document Number	0000048734
Date	Sep 11, 2020
Instrument	48734

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.81%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 27, 2020
Property Address	3191 RIDGE CT, PLACERVILLE, CA 95667-5814
Document Number	0000037293
Instrument Date	Jul 1, 2020
Instrument	37293
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 RIDGE CT PLACERVILLE CA 956675814, PLACERVILLE, CA 95667-5814

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Jul 13, 2018
Property Address	3191 RIDGE CT, PLACERVILLE, CA 95667-5814
Document Number	0000026939
Instrument Date	Jun 22, 2018
Instrument	26939
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5161 SOLIAS RD FALLON NV 894068298, FALLON, NV 89406-8298

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,668 (+2%) Land $84,544 Building $214,124
2025	$3,038.00 (+3.44%) Homeowner's exemption	$292,813 (+4.04%) Land $82,887 Building $209,926
2023	$2,937.00 (+1.49%) Homeowner's exemption	$281,444 Land $79,669 Building $201,775
2022	$2,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Zeta Broadband.

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