3188 Ridge Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 3188 Ridge Ct, Placerville, CA 95667

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,846 sqft · built 1948
Lot Size0.55 acres (23,958 sqft)
Owner2 Owner Names on File
Last Sale$128,000 (Oct 1997)
Tax Bill$2,112 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN004-141-036-000

Property Details

APN / Parcel Number

Primary APN004-141-036-000
Alternative APN
  • 0041413610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,846 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1956
Construction TypeWood
Lot Area23,958 sqft (0.55 acres)
TerrainGentle Slope
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
Patio Area144 sqft

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number0041413610
Street Address3188 RIDGE CT
CityPLACERVILLE
StateCA
Zip95667-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOR B 15 PLACERVILLE
Legal SubdivisionPLACERVILLE
Legal Block15
Legal Lot Number4
JurisdictionEL DORADO CA
Township / Civil DivisionPLACERVILLE
Census Block Group4
Census Block4013
Census Tract31200

Owner

Source: El Dorado County records · APN 004-141-036-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3188 RIDGE CT, PLACERVILLE, CA 95667-5815
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 1997 · Amount on Record
Deed SaleOct 31, 1997 · Amount on Record
Deed Document Number0005027414
Deed Book / Page5027 / 414
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3188 RIDGE CT, PLACERVILLE, CA 95667-5815
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044856
DateOct 23, 2019
Instrument2019-0044856
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3188 RIDGE CT, PLACERVILLE, CA 95667-5815
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3188 RIDGE CT, PLACERVILLE, CA 95667-5815

Mortgage

Document Number0000002787
DateJan 14, 2021
Instrument2021-0002787
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
MunicipalityPlacerville City
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictPlacerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,112.00 (+3.48%) Homeowner's exemption$204,347 (+4.04%) Land $55,068 Building $149,279
2023$2,041.00 (+1.49%) Homeowner's exemption$196,414 Land $52,931 Building $143,483
2022$2,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Zeta Broadband.

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPLACERVILLE, CITY OF - MAIN
serves 9,224 people
Water SourcePurchased surface water from EL DORADO ID - MAIN
Last State InspectionJan 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ridge Ct

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