3191 Keuka Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3191 Keuka Loop, Lakeland, FL 33810

Property Summary

Property TypeMobile Home
Details1,296 sqft · built 2002
Lot Size0.311 acres (13,560 sqft)
Owner2 Individual Names on File
Last Sale$253,000 (May 2026)
Tax Bill$1,535 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Aug 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-28-04-022506-000570

Property Details

APN / Parcel Number

Primary APN23-28-04-022506-000570
Alternative APNs
  • 042823022506000570
  • 42823000

Interior

Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Lot Area13,560 sqft (0.311 acres)
Lot Dimensions139 ft deep x 98 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area27 sqft
Shed1 Shed

Location & Zoning

Street Address3191 KEUKA LOOP
CityLAKELAND
StateFL
Zip33810-8604
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOUNTRY KNOLL PHASE TWO PB 94 PG 17 LOT 57
Legal Range23E
Legal Township28S
Legal Section04
Legal SubdivisionCOUNTRY KNOLL PHASE 02
Legal Phase2
Legal Tract22506
Legal Block2
Legal Lot Number57
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2011
Census Tract12001

Owner

3191 Keuka Loop, a mobile home, is owned and occupied by two individuals who bought it in May 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3191 KEUKA LOOP, LAKELAND, FL 33810-8604
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOODLOANS INC
Aug 10, 2022Intrafamily Transfer, Transfer
Aug 8, 2017Warranty Deed, Transfer
TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2026 · Amount on File
Deed SaleMay 8, 2026 · Amount on File
Prior SaleNov 16, 2017 · Amount on File
Deed Document Number2026110451
Deed Book / Page13990 / 1192
Prior Transfer DateAug 10, 2022
Prior Transfer Doc0000218077
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 8, 2026
Property Address3191 KEUKA LOOP, LAKELAND, FL 33810-8604
Document Number0000110451
Book / Page13990 / 1192
Instrument DateMay 4, 2026
Instrument2026.110451
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyCSTONE TITLE, CAPSTONE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$178,871.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3191 KEUKA LOOP, LAKELAND, FL 33810-8604

Mortgage

Document Number0000110452,
DateMay 8, 2026
Instrument2026..110452
Lender
NameNEIGHBORHOODLOANS INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateAug 10, 2022
Property Address3191 KEUKA LOOP, LAKELAND, FL 33810-8604
Document Number0000218077
Book / Page12375 / 414
Map ReferenceMB 94 PG 17
Instrument DateAug 10, 2022
Instrument2022218077
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address905 HAYMARKET DR, 905, LAKELAND, FL 33809-0856

Transferred To (Grantee/Buyer)

NameVerified Name
Address3191 KEUKA LOOP, LAKELAND, FL 33810-8604

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 8, 2017
Property Address3191 KEUKA LOOP, LAKELAND, FL 33810-8604
Document Number0102270425
Book / Page010227 / 000425
Instrument DateAug 4, 2017
Instrument151095
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanyTEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

AmountAmount on Record
Tax$315.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4590 ULMERTON RD #104 CLEARWATER FL 337624141, 104, CLEARWATER, FL 33762-4141

Tax Assessment & Valuation

The 2025 property tax bill for 3191 Keuka Loop was $1,535, down 27.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,273 (+2.7%)$184,909 (+14.6%) Land $29,000 Building $155,909
2025$1,535.00 (-27.11%)$158,981$161,348 Land $29,000 Building $132,348
2024$2,106.00 (+9.46%)
2023$1,924.00 (-4.47%) Homeowner's exemption$149,057 (+7.97%) Land $28,000 Building $121,057$149,057 (+7.97%) Land $28,000 Building $121,057
2022$2,014.00$138,048 Land $23,000 Building $115,048$138,048 Land $23,000 Building $115,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3191 Keuka Loop in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims56 (1988–2022)
Claims Outside the SFHA17 of 56
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 24 claims
  • Hurricane Frances, Oct 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3191 Keuka Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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