3153 Keuka Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3153 Keuka Loop, Lakeland, FL 33810

Property Summary

Property Type	Mobile Home
Details	1,012 sqft · built 1993
Lot Size	0.273 acres (11,883 sqft)
Owner	Individual Name on File
Last Sale	$178,500 (Sep 2021)
Tax Bill	$1,400 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-28-04-022506-000660`

Property Details

APN / Parcel Number

Primary APN	`23-28-04-022506-000660`
Alternative APNs	`042823022506000660` `42823000`

Interior

Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Lot Area	11,883 sqft (0.273 acres)
Lot Dimensions	139 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Pool House	Pool House
Porch	Porch
Shed	1 Shed

Location & Zoning

Street Address	3153 KEUKA LOOP
City	LAKELAND
State	FL
Zip	33810-8604
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COUNTRY KNOLL PHASE TWO PB 94 PG 17 LOT 66
Legal Range	23E
Legal Township	28S
Legal Section	04
Legal Subdivision	COUNTRY KNOLL PHASE 02
Legal Phase	2
Legal Tract	22506
Legal Block	2
Legal Lot Number	66
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	12001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 31, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 29, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Nov 1, 2006 · Amount on File
Deed Document Number	2021253908
Deed Book / Page	11914 / 1639
Prior Transfer Date	Oct 15, 2016
Prior Transfer Doc	0099670100
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 4, 2026
Property Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604
Document Number	0000105895
Book / Page	13982 / 2121
Instrument Date	Apr 10, 2026
Instrument	2026105895
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604

Mortgage

Document Number	0000105895,
Date	May 4, 2026
Book Page	13982/2121
Instrument	2026105895

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Oct 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604

Mortgage

Document Number	0000215325
Date	Sep 13, 2023
Book Page	12835/683
Instrument	2023215325

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604

Mortgage

Document Number	0000022915
Date	Jan 31, 2023
Book Page	12566/1238
Instrument	2023022915

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 29, 2021
Property Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604
Document Number	0000253908
Book / Page	11914 / 1639
Map Reference	MB 94 PG 17
Instrument Date	Sep 23, 2021
Instrument	2021253908
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2675 2ND AVE, 2675, MULBERRY, FL 33860-9729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3153 KEUKA LOOP, LAKELAND, FL 33810-8604

Mortgage

Document Number	0119141641
Date	Sep 29, 2021
Instrument	11914/1641

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,528 (+2.7%)	$186,576 (+19.7%) Land $29,000 Building $157,576
2025	$1,400.00 (-29.54%) Homeowner's exemption	$148,518 (+5.99%)	$155,866 (+7.3%) Land $29,000 Building $126,866
2024	$1,987.00 (+9.96%)
2023	$1,807.00 (+3.91%) Homeowner's exemption	$140,128 (+3%)	$145,257 (+6.77%) Land $28,000 Building $117,257
2022	$1,739.00 Homeowner's exemption	$136,047 Land $23,000 Building $113,047	$136,047 Land $23,000 Building $113,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	56 (1988–2022)
Claims Outside the SFHA	17 of 56
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Hurricane Frances, Oct 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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