31909 del Cielo Este, Unit 13, Bonsall, CA 92003 Property Records

San Diego County property record for 31909 del Cielo Este, Unit 13, Bonsall, CA 92003

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,107 sqft · built 1996
Lot Size	1.49 acres (64,963 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2026)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-370-20-13`

Property Details

APN / Parcel Number

Primary APN	`126-370-20-13`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,107 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	64,963 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	31909 DEL CIELO ESTE, 13
City	BONSALL
State	CA
Zip	92003-3915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	PAR 1 US 13PER DOC04-76042&UND INT IN TR PM13997
Legal Subdivision	THE DOWNS CONDOMINIUM
Legal Tract	1013997
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18803

Owner

31909 del Cielo Este, Unit 13 is owned and occupied by two individuals who bought it in July 2026.

Source: San Diego County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31909 DEL CIELO ESTE, 13, BONSALL, CA 92003-3915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Mar 19, 2004 · Amount on File
Deed Document Number	2026211775
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2026
Property Address	31909 DEL CIELO ESTE, 13, BONSALL, CA 92003-3915
Document Number	0000211775
Instrument Date	Jul 14, 2026
Instrument	2026211775
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31909 DEL CIELO ESTE, 13, BONSALL, CA 92003-3915

Mortgage

Document Number	0000211776,
Date	Jul 23, 2026
Instrument	2026211776

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	31909 DEL CIELO ESTE UNIT 13, 13, BONSALL, CA 92003-3915
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31909 DEL CIELO ESTE 13, 13, BONSALL, CA 92003-3915

Mortgage

Document Number	0000644756
Date	Sep 13, 2021
Instrument	2021-0644756

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 31909 del Cielo Este, Unit 13 was $4,119 with a homeowner's exemption, up 1.8% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,023 (+2%) Land $188,517 Building $217,506
2025	$4,119.00 (+1.78%) Homeowner's exemption	$398,063 Land $184,821 Building $213,242
2024	$4,047.00 (+2.27%)
2023	$3,957.00 (+1.77%) Homeowner's exemption	$382,608 Land $177,646 Building $204,962
2022	$3,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31909 del Cielo Este, Unit 13 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31909 del Cielo Este, Unit 13 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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