Merced County property record for 3190 M St, Merced, CA 95348 · Last verified October 2025
| Property Type | Commercial |
|---|---|
| Details | 4,412 sqft · built 1978 |
| Lot Size | 0.807 acres (35,164 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,656 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-230-001-000 |
| Primary APN | 236-230-001-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,412 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 35,164 sqft (0.807 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 236230001 |
|---|---|
| Street Address | 3190 M ST |
| City | MERCED |
| State | CA |
| Zip | 95348-2403 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PARCEL A PM 37-45 SEC 18/7/14 |
| Legal Range | 14 |
| Legal Township | 07 |
| Legal Section | 18 |
| Legal Subdivision | JACK H WILHELM |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1004 |
Source: Merced County records · APN 236-230-001-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3190 M ST, MERCED, CA 95348-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 08, 2020 | Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK |
| Sep 22, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jun 18, 2019 | Grant Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 |
| Deed Sale | Sep 22, 2020 |
| Prior Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 2020033610 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3190 M ST, MERCED, CA 95348-2403 |
| Document Number | 0000033611 |
| Instrument Date | Sep 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3190 M ST MERCED CA 953482403, MERCED, CA 95348-2403 |
| Document Number | 0000033611 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 33611 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 22, 2020 |
| Property Address | 3190 M ST, MERCED, CA 95348-2403 |
| Document Number | 0000033610 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 33610 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3190 M ST MERCED CA 953482403, MERCED, CA 95348-2403 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 18, 2019 |
| Property Address | 3190 M ST, MERCED, CA 95348-2403 |
| Document Number | 0000017978 |
| Map Reference | VOL 37 PG 45 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019017978 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2925, MERCED, CA 95344-0925 |
| Document Number | 0000017979 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019017979 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,656.00 (+7.21%) | $1,050,797 (+3.99%) Land $334,654 Building $716,143 |
| 2023 | $10,872.00 (+1.29%) | $1,010,471 Land $321,660 Building $688,811 |
| 2022 | $10,734.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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