3185 M St, Merced, CA 95348 Property Records

Merced County property record for 3185 M St, Merced, CA 95348 · Last verified August 2026

Property Summary

Property TypeCommercial
Details21,617 sqft · built 1985
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on File
Last Sale$3,000,000 (Aug 2020)
Tax Bill$41,865 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN236-220-013-000

Property Details

APN / Parcel Number

Primary APN236-220-013-000
Alternative APN
  • 236-220-013

Exterior

Lot Area87,120 sqft (2 acres)

Location & Zoning

Old Parcel Number236-220-013
Street Address3185 M ST
CityMERCED
StateCA
Zip95348-2404
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPARCEL B PM 12-37
Legal SubdivisionCROCKER COLONY
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1002
Census Tract1004

Owner

Source: Merced County records · APN 236-220-013-000

Assessment roll updated July 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12675 DANIELSON CT, 414, POWAY, CA 92064-6835
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
BUSINESS BANK
Aug 27, 2020Grant Deed, Construction Loan · Construction Mortgage
FIVE STAR BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleAug 03, 2006 · Amount on Record
Deed Document Number202029728
Prior Transfer DateJun 24, 2004
Prior Transfer Doc0000003406
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateJul 16, 2026
Property Address3185 M ST, MERCED, CA 95348-2404
Document Number0000019204
Instrument DateJul 07, 2026
Instrument202619204
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000019204,
DateJul 16, 2026
Instrument202619204
Lender
NameBUSINESS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 27, 2020
Property Address3185 M ST, MERCED, CA 95348-2404
Document Number0000029728
Instrument DateJul 18, 2020
Instrument2020029728
Transaction TypeConstruction Loan
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029729
DateAug 27, 2020
Instrument2020029729
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$41,865.00 (+19.26%)$3,778,153 (+15.67%) Land $941,715 Building $2,836,438
2023$35,105.00 (-7.72%)$3,266,200 Land $905,148 Building $2,361,052
2022$38,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 490 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: T-Mobile USA, AT&T, California Internet, Ayera Technologies, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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