3190 Lucas Cir, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3190 Lucas Cir, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,926 sqft · built 1959
Lot Size	0.359 acres (15,640 sqft)
Owner	Trust Name on File
Last Sale	$1,065,000 (Oct 2008)
Tax Bill	$17,273 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-142-004-7`

Property Details

APN / Parcel Number

Primary APN	`238-142-004-7`
Alternative APN	`238-142-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	15,640 sqft (0.359 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3190 LUCAS CIR
City	LAFAYETTE
State	CA
Zip	94549-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2078 LOT 43
Legal Subdivision	WAVERLY FARMS
Legal Tract	2078
Legal Lot Number	43
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	351200

Owner

3190 Lucas Cir is owner-occupied and held in a trust since October 2008.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	3190 LUCAS CIR, LAFAYETTE, CA 94549-5523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Intrafamily Transfer, Transfer
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2008 · Amount on File
Deed Sale	Oct 10, 2008 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	2008221976
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 18, 2023
Property Address	3190 LUCAS CIR, LAFAYETTE, CA 94549-5523
Document Number	0000102430
Map Reference	MB 58 PG 28
Instrument Date	Oct 14, 2023
Instrument	2023-102430
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3190 LUCAS CIR, LAFAYETTE, CA 94549-5523

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3190 LUCAS CIR, LAFAYETTE, CA 94549-5523
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013596
Date	Jan 31, 2019
Instrument	2019-013596

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3190 LUCAS CIR, LAFAYETTE, CA 94549-5523
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166175
Date	Aug 11, 2020
Instrument	2020-166175

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3190 Lucas Cir was $17,273 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,428,944 (+2%) Land $985,134 Building $443,810
2025	$17,273.00 Homeowner's exemption	$1,400,926 Land $965,818 Building $435,108
2023	$16,680.00 (+1.56%) Homeowner's exemption	$1,346,528 Land $928,315 Building $418,213
2022	$16,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3190 Lucas Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3190 Lucas Cir is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lucas Cir

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