3188 Lucas Cir, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3188 Lucas Cir, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,198 sqft · built 1956
Lot Size	0.329 acres (14,310 sqft)
Owner	Trust Name on File
Last Sale	$1,475,000 (May 2023)
Tax Bill	$18,800 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-142-005-4`

Property Details

APN / Parcel Number

Primary APN	`238-142-005-4`
Alternative APN	`238-142-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Lot Area	14,310 sqft (0.329 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3188 LUCAS CIR
City	LAFAYETTE
State	CA
Zip	94549-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2078 LOT 42
Legal Subdivision	WAVERLY FARMS
Legal Tract	2078
Legal Lot Number	42
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	351200

Owner

3188 Lucas Cir is owner-occupied and held in a trust since May 2023.

Source: Contra Costa County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	3188 LUCAS CIR, LAFAYETTE, CA 94549-5523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Feb 22, 2023	Grant Deed, Transfer · Commercial Mortgage NORTHERN CALIFORNIA MORTGAGE FUND V

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Feb 22, 2023 · Amount on File
Deed Document Number	202342948
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2023
Property Address	3188 LUCAS CIR, LAFAYETTE, CA 94549-5523
Document Number	0000042948
Map Reference	MB 58 PG 28
Instrument Date	May 3, 2023
Instrument	2023-042948
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3484 MORAGA BLVD # 14, 14, LAFAYETTE, CA 94549-4421

Mortgage

Document Number	0000042949
Date	May 9, 2023
Instrument	2023-042949

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 22, 2023
Property Address	3188 LUCAS CIR, LAFAYETTE, CA 94549-5523
Document Number	0000016290
Map Reference	MB 58 PG 28
Instrument Date	Feb 16, 2023
Instrument	2023-016290
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 BOTELHO DR # 421, 421, WALNUT CREEK, CA 94596-5102

Mortgage

Document Number	0000016291
Date	Feb 22, 2023
Instrument	2023-016291

Lender

Name	NORTHERN CALIFORNIA MORTGAGE FUND V
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000016292
Date	Feb 22, 2023
Instrument	2023-016292

Lender

Name	GRANT M BARNES
Type	Private Party
Address	5610 SCOTTS VALLEY DR # B205, SANTA CRUZ, CA 95066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3188 Lucas Cir was $18,800.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,565,281 (+2%) Land $1,299,979 Building $265,302
2025	$18,800.00	$1,534,590 Land $1,274,490 Building $260,100
2023	$15,156.00 (+414.29%)	$1,200,000 Land $1,000,000 Building $200,000
2022	$2,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3188 Lucas Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3188 Lucas Cir is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lucas Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures