San Joaquin County property record for 3190 Jerrold Zanzi Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,049 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (May 2008) |
| Tax Bill | $5,975 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-380-270-000 |
| Primary APN | 238-380-270-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,049 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-380-27 |
|---|---|
| Street Address | 3190 JERROLD ZANZI LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 |
| Legal Subdivision | WESTGATE |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 5211 |
3190 Jerrold Zanzi Ln is owned and occupied by two individuals who bought it in May 2008.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3190 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2008 · Amount on File |
| Deed Sale | May 22, 2008 · Amount on File |
| Prior Sale | Mar 20, 2008 · Amount on File |
| Deed Document Number | 200884320 |
| Prior Transfer Date | Feb 20, 2008 |
| Prior Transfer Doc | 0000045303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3190 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2236 MELISSA WAY, TRACY, CA 95377-8380 |
| Document Number | 0000026739 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024-026739 |
| Name | HOME MORTGAGE ALLIANCE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3190 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | PLACER TITLE COMPANY AUBURN |
| Name | Verified Name |
|---|---|
| Address | 3190 JERROLD, TRACY, CA 95377 |
| Document Number | 0000036260 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-036260 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 3190 Jerrold Zanzi Ln was $5,975, down 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,975.00 (-0.4%) | ||
| 2025 | $5,999.00 | $479,414 Land $143,167 Building $336,247 | |
| 2023 | $5,398.00 (-10.17%) | $460,799 Land $137,608 Building $323,191 | $750,600 |
| 2022 | $6,009.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3190 Jerrold Zanzi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3190 Jerrold Zanzi Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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