San Joaquin County property record for 3131 Jerrold Zanzi Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,226 sqft · built 2000 |
| Lot Size | 0.131 acres (5,721 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $385,000 (Oct 2014) |
| Tax Bill | $5,782 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-380-610-000 |
| Primary APN | 238-380-610-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| 1st Floor Area | 2,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,721 sqft (0.131 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-380-61 |
|---|---|
| Street Address | 3131 JERROLD ZANZI LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 100 |
| Legal Subdivision | WESTGATE |
| Legal Block | 3 |
| Legal Lot Number | 100 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on Record |
| Deed Sale | Oct 16, 2014 · Amount on Record |
| Prior Sale | Sep 26, 2002 · Amount on Record |
| Deed Document Number | 2014103644 |
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0000069044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Document Number | 0000004116 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023-004116 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Document Number | 0000172153 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-172153 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Document Number | 0000023455 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-023455 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3131 JERROLD ZANZI LN, TRACY, CA 95377-7954 |
| Document Number | 0000025745 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3131 JERROLD ZANZI LN TRACY CA 953777954, TRACY, CA 95377-7954 |
| Document Number | 0000025745 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 25745 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 5, 2032 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,782.00 (-0.41%) | ||
| 2025 | $5,806.00 (+11.16%) | $462,703 (+4.04%) Land $161,945 Building $300,758 | |
| 2023 | $5,223.00 (-10.52%) | $444,737 Land $155,657 Building $289,080 | $668,340 |
| 2022 | $5,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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